1770 Rochelle Way, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1770 Rochelle Way, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,317 sqft · built 2007
Lot Size0.193 acres (8,396 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Sep 2017)
Tax Bill$8,460 (2025)
Deeds & MortgagesJan 2020 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN062-303-078

Property Details

APN / Parcel Number

Primary APN062-303-078

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,317 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Lot Area8,396 sqft (0.193 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1770 ROCHELLE WAY
CityOCEANO
StateCA
Zip93445-8981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 2482 LT 2
Legal SubdivisionTRACT 2482
Legal Tract2482
Legal Block1
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1015
Census Tract12202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Halcyon Historic District
listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Luis Obispo County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1770 ROCHELLE WAY, OCEANO, CA 93445-8981
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Dec 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 29, 2017Grant Deed, Transfer · Conventional Mortgage
ACOPIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2017 · Amount on Record
Deed SaleSep 29, 2017 · Amount on Record
Prior SaleOct 23, 2007 · Amount on Record
Deed Document Number201743746
Last Transfer DateDec 21, 2020
Transfer Doc0000075929
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1770 ROCHELLE WAY, OCEANO, CA 93445-8981
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004070
DateJan 28, 2020
Instrument2020004070
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1770 ROCHELLE WAY, OCEANO, CA 93445-8981
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043751
DateAug 19, 2020
Instrument2020043751
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 21, 2020
Property Address1770 ROCHELLE WAY, OCEANO, CA 93445-8981
Document Number0000075929
Instrument DateDec 21, 2020
Instrument75929
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1770 ROCHELLE WAY OCEANO CA 934458981, OCEANO, CA 93445-8981

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 29, 2017
Property Address1770 ROCHELLE WAY, OCEANO, CA 93445-8981
Document Number0000043746
Instrument DateSep 18, 2017
Instrument43746
Transaction TypeTransfer
Record UpdatedOct 12, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1770 ROCHELLE WAY OCEANO CA 934458981, OCEANO, CA 93445-8981

Mortgage

Document Number43747
DateSep 29, 2017
Instrument43747
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2047

Mortgage

Document Number43748,
DateSep 29, 2017
Instrument43748
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 28, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$783,389 (+2%) Land $348,173 Building $435,216
2025$8,460.00 (+4.63%) Homeowner's exemption$768,030 (+4.04%) Land $341,347 Building $426,683
2023$8,086.00 (+1.49%) Homeowner's exemption$738,208 Land $328,093 Building $410,115
2022$7,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Rochelle Way

Nearby Streets

Search Property Records by Address or Parcel Number