177 Skipper Jack, Montgomery, TX 77316 Property Records

Montgomery County property record for 177 Skipper Jack, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,412 sqft · built 2021
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,806 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8271-04-06500`

Property Details

APN / Parcel Number

Primary APN	`8271-04-06500`
Alternative APN	`R329693`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	2,412 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	49,223 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	177 SKIPPER JACK
City	MONTGOMERY
State	TX
Zip	77316-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S827104 - RIDGELAKE SHORES 04, BLOCK 1, LOT 65
Legal Subdivision	RIDGELAKE SHORES 04
Legal Block	1
Legal Lot Number	65
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3016
Census Tract	694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Nov 27, 2019	Warranty Deed, Transfer CAPITAL TITLE
Apr 4, 2018	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019
Deed Sale	Nov 27, 2019
Prior Sale	Apr 4, 2018
Deed Document Number	2019111131
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0000079529
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	177 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089261
Date	Aug 18, 2020
Instrument	2020089261

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2021

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	177 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124131
Date	Sep 7, 2021
Instrument	2021124131

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 27, 2019
Property Address	177 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Document Number	0000111131
Instrument Date	Nov 26, 2019
Instrument	111131
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2502 PECAN ST NEDERLAND TX 776274772, NEDERLAND, TX 77627-4772

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 4, 2018
Property Address	177 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Document Number	0000029452
Instrument Date	Apr 2, 2018
Instrument	29452
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7202 NICKABURR CREEK DR MAGNOLIA TX 773545975, MAGNOLIA, TX 77354-5975

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,354 (-1.59%) Land $129,950 Building $501,404	$631,354 (-1.59%) Land $129,950 Building $501,404
2025	$5,806.00 (-12.14%) Homeowner's exemption Senior Citizen's exemption	$641,584 (+7.77%) Land $129,950 Building $511,634	$641,584 (+7.77%) Land $129,950 Building $511,634
2024	$6,608.00 (-2.02%) Homeowner's exemption Senior Citizen's exemption	$595,306 (+2%) Land $129,950 Building $465,356	$595,306 (-0.06%) Land $129,950 Building $465,356
2023	$6,744.00 Homeowner's exemption	$583,640 Land $97,750 Building $497,910	$595,660 Land $97,750 Building $497,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, T-Mobile, Verizon.

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