165 Skipper Jack, Montgomery, TX 77316 Property Records

Montgomery County property record for 165 Skipper Jack, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,943 sqft · built 2020
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jul 2019)
Tax Bill	$10,255 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8271-04-06200`

Property Details

APN / Parcel Number

Primary APN	`8271-04-06200`
Alternative APN	`R329690`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,943 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	2,943 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	52,272 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	165 SKIPPER JACK
City	MONTGOMERY
State	TX
Zip	77316-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S827104 - RIDGELAKE SHORES 04, BLOCK 1, LOT 62
Legal Subdivision	RIDGELAKE SHORES 04
Legal Block	1
Legal Lot Number	62
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3016
Census Tract	694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Jan 22, 2020	Deed of Trust, Mortgage · Construction Mortgage COLONIAL SAVINGS FA
Jul 26, 2019	Warranty Deed, Transfer COMMUNITY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Feb 2, 2015
Deed Document Number	201966721
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0000066721
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	165 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	STEWART LITLEOF ONTGOMERY CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145743
Date	Dec 15, 2020
Instrument	2020145743

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	165 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006550
Date	Jan 22, 2020
Instrument	2020006550

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 26, 2019
Property Address	165 SKIPPER JACK, MONTGOMERY, TX 77316-6946
Document Number	0000066721
Instrument Date	Jul 22, 2019
Instrument	66721
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16511 BLUEFIN ST CROSBY TX 775325161, CROSBY, TX 77532-5161

Mortgage

Document Number	66722
Date	Jul 26, 2019
Instrument	66722

Lender

Name	COMMUNITY BK/TX
Type	Bank
Address	BEAUMONT, TX 77706

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 25, 2021

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,447 (+1.69%) Land $138,000 Building $654,447	$792,447 (-1.66%) Land $138,000 Building $654,447
2025	$10,255.00 (+6.63%) Homeowner's exemption	$779,288 (+1%) Land $138,000 Building $667,803	$805,803 (+8.36%) Land $138,000 Building $667,803
2024	$9,617.00 (+10.85%) Homeowner's exemption	$708,444 (+1%) Land $138,000 Building $605,608	$743,608 (-0.97%) Land $138,000 Building $605,608
2023	$8,676.00 Homeowner's exemption	$644,040 Land $102,940 Building $647,940	$750,880 Land $102,940 Building $647,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000

May also be available: AT&T, Ezee Fiber, Xfinity.

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