177 Peppermint Ave, Middleburg, FL 32068 Property Records

Clay County property record for 177 Peppermint Ave, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1986
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2020)
Tax Bill	$933 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-24-005931-004-11`

Property Details

APN / Parcel Number

Primary APN	`04-05-24-005931-004-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	56,628 sqft (1.3 acres)
Porch	Open/Unfinished Porch
Porch Area	288 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	177 PEPPERMINT AVE
City	MIDDLEBURG
State	FL
Zip	32068-4644
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	PT OF SW1/4 A/K/A PRCL 11 MIMOSA CREEK ACS@ AS REC OR 4341 PG 1046 & 4795 PG 788(REF
Legal Range	24E
Legal Township	05S
Legal Section	04
Legal Subdivision	MIMOSA CREEK ACS
Legal Lot Number	11
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2005
Census Tract	30103

Owner

177 Peppermint Ave, a mobile home, is owned and occupied by an individual who acquired it in January 2024.

Source: Clay County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 15, 2024	Intrafamily Transfer, Transfer
Aug 14, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 25, 2019	Loan Modification, Mortgage TWENTYFIRST MTG
Nov 27, 2019	Quit Claim Deed, Transfer TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Jun 20, 2018	Warranty Deed, Transfer REALTY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	202041421
Deed Book / Page	4341 / 1046
Last Transfer Date	Jan 8, 2024
Transfer Doc	0047950788
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644

Mortgage

Document Number	0048051724
Date	Mar 21, 2024
Book Page	4805/1724
Instrument	2024013559

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Sep 1, 2050

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Feb 15, 2024
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Document Number	0047950788
Book / Page	4795 / 788
Map Reference	OR 4341 PG 1046
Instrument Date	Jan 8, 2024
Instrument	2024007198
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12380 185TH AVE # AVE47, AVE47, BIG RAPIDS, MI 49307-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 14, 2020
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Document Number	0043411046
Book / Page	4341 / 1046
Instrument Date	Aug 13, 2020
Instrument	2020041421
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 RAPALLO RD, 4211, JACKSONVILLE, FL 32244-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644

Mortgage

Document Number	0043411049
Date	Aug 14, 2020
Instrument	4341/1049

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Document Number	0042550150
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PEPPERMINT AVE MIDDLEBURG FL 320684644, MIDDLEBURG, FL 32068-4644

Mortgage

Document Number	0042550150
Date	Nov 27, 2019
Book Page	004255/000150
Instrument	63264

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount on Record

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Nov 27, 2019
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Document Number	0042550153
Book / Page	004255 / 000153
Instrument Date	Nov 25, 2019
Instrument	63265
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4211 RAPALLO RD JACKSONVILLE FL 322442351, JACKSONVILLE, FL 32244-2351

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 26, 2019
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Document Number	0042350235
Book / Page	4235 / 0235
Instrument Date	Sep 17, 2019
Instrument	2019051477
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TRADEMARK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$136.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 RAPALLO RD, 4211, JACKSONVILLE, FL 32244-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 E US HIGHWAY 90 LOT 57, 57, MACCLENNY, FL 32063-8817

Mortgage

Document Number	0004235237
Date	Sep 26, 2019
Instrument	4235/237

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	Oct 1, 2042

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 20, 2018
Property Address	177 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4644
Document Number	0040950013
Book / Page	004095 / 000013
Instrument Date	Jun 15, 2018
Instrument	31567
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$371.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4211 RAPALLO RD JACKSONVILLE FL 322442351, JACKSONVILLE, FL 32244-2351

Tax Assessment & Valuation

The 2025 property tax bill for 177 Peppermint Ave was $933, up 5.5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+5.54%)	$101,361	$186,642 Land $65,000 Building $121,642
2024	$884.00 (-24.89%)
2023	$1,177.00 (+15.17%) Homeowner's exemption	$95,636 (+3%)	$148,463 (+27.9%) Land $39,000 Building $109,463
2022	$1,022.00 Homeowner's exemption	$92,851	$116,076 Land $32,500 Building $83,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Peppermint Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Peppermint Ave is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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