164 Peppermint Ave, Middleburg, FL 32068 Property Records

Clay County property record for 164 Peppermint Ave, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2024
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,902 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-24-005931-002-21`

Property Details

APN / Parcel Number

Primary APN	`04-05-24-005931-002-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,497 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	437 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 PEPPERMINT AVE
City	MIDDLEBURG
State	FL
Zip	32068-4893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PT OF SW1/4 A/K/A PRCL 21 MIMOSA FOREST@ AS REC OR 4856 PG 788
Legal Range	24E
Legal Township	05S
Legal Section	04
Legal Subdivision	MIMOSA FOREST
Legal Lot Number	21
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2006
Census Tract	30103

Owner

164 Peppermint Ave is owned and occupied by two individuals who acquired it in September 2024.

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NETWORK FUNDING LP
Aug 15, 2023	Warranty Deed, Transfer TITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC
Feb 9, 2023	Warranty Deed, Transfer · Balloon Mortgage DEGRAWSOME LLC
Apr 30, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024
Deed Sale	Sep 10, 2024
Deed Document Number	202441918
Deed Book / Page	4856 / 788
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0044501391
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 10, 2024
Property Address	164 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4893
Document Number	0048560788
Book / Page	4856 / 788
Instrument Date	Sep 6, 2024
Instrument	2024041918
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4893

Mortgage

Document Number	2024041919
Date	Sep 10, 2024
Instrument	2024041919

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 15, 2023
Property Address	164 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4893
Document Number	0047480439
Book / Page	4748 / 439
Instrument Date	Aug 11, 2023
Instrument	2023041159
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	TITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC

Transaction

Amount	Amount on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 RIVERPLACE BLVD STE 800, 800, JACKSONVILLE, FL 32207-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121
Investor	Possibly a Property Investor

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 9, 2023
Property Address	164 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4893
Document Number	0046881031
Book / Page	4688 / 1031
Instrument Date	Feb 3, 2023
Instrument	2023006062
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	SUNSHINE TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 442, POWERS LAKE, ND 58773-0442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 RIVERPLACE BLVD STE 800, 800, JACKSONVILLE, FL 32207-9032
Investor	Possibly a Property Investor

Mortgage

Document Number	0046881033
Date	Feb 9, 2023
Instrument	4688/1033

Lender

Name	DEGRAWSOME LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 3, 2023

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 30, 2021
Property Address	164 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4893
Document Number	0044501391
Book / Page	4450 / 1391
Instrument Date	Apr 29, 2021
Instrument	2021026905
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1740 SE COUNTY ROAD 18, STARKE, FL 32091-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8473 OLD PLANK RD, JACKSONVILLE, FL 32220-1543

Tax Assessment & Valuation

The 2025 property tax bill for 164 Peppermint Ave was $3,902, up 608.2% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,902.00 (+608.17%)	$296,006 Land $36,750 Building $259,256	$296,006 Land $36,750 Building $259,256
2024	$551.00 (+3.57%)
2023	$532.00 (+14.9%)	$44,100 (+2%) Land $44,100	$44,100 (+2%) Land $44,100
2022	$463.00	$36,750 Land $36,750	$36,750 Land $36,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Peppermint Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Peppermint Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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