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177 Mountain View Ln, Troy, NC 27371 Property Records

Montgomery County property record for 177 Mountain View Ln, Troy, NC 27371

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,560 sqft · built 1970
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Sep 2020)
Tax Bill$1,736 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6588 18 22 8369

Property Details

APN / Parcel Number

Primary APN6588 18 22 8369
Alternative APN
  • 1483143

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,560 sqft Finished Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions135 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemZoned

Location & Zoning

Account Number1483143
Street Address177 MOUNTAIN VIEW LN
CityTROY
StateNC
Zip27371-9771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionHOLIDAY SHORES LOT 11 & PT OF 10 HOLIDAY SHORES #11&PT10
Legal SubdivisionHOLLAND SHORES
Legal Lot Number11
JurisdictionMONTGOMERY NC
Township / Civil DivisionUWHARRIE
Census Block Group1
Census Block1008
Census Tract960301

Owner

Source: Montgomery County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address142 CABARRUS AVE E, CONCORD, NC 28025-3408
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Construction Mortgage
BARRETT FINANCIAL GROUP LLC
Sep 15, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
HARRY HORNE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleJan 1, 1996 · Amount on Record
Deed Document Number2020364688
Deed Book / Page855 / 663
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Recording DateJul 1, 2026
Property Address177 MOUNTAIN VIEW LN, TROY, NC 27371-9771
Document Number0000391352
Book / Page987 / 618
Instrument DateJun 30, 2026
Instrument2026391352
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address400 BLACKWELDER DR, CONCORD, NC 28025-6107

Mortgage

Document Number0000391352,
DateJul 1, 2026
Book Page987/618
Instrument2026391352
Lender
NameBARRETT FINANCIAL GROUP LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2027
Interest
Rate6.48%
Max Rate-1%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateSep 15, 2020
Property Address177 MOUNTAIN VIEW LN, TROY, NC 27371-9771
Document Number000855/663
Book / Page855 / 663
Map ReferenceCAB A SL 563
Instrument DateSep 11, 2020
Instrument364688
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4490 MOUNIRA AVE, 4490, HICKORY, NC

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 CABARRUS AVE E, CONCORD, NC 28025-3408

Mortgage

Document Number0000364689
DateSep 15, 2020
Instrument364689
Lender
NameHARRY HORNE
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term24 Months
DueSep 14, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,736.00$265,100 (-) Land $94,284 Building $170,816$265,100 (-) Land $94,284 Building $170,816
2023$265,100 Land $94,284 Building $170,816$265,100 Land $94,284 Building $170,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30
RiverStreet Networks
Fixed Wireless		10 / 1

Cell Coverage

5G (outdoors only)

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