160 Mountain View Ln, Troy, NC 27371 Property Records

Montgomery County property record for 160 Mountain View Ln, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,875 sqft · built 1987
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Mar 2017)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`6588 14 32 2759`

Property Details

APN / Parcel Number

Primary APN	`6588 14 32 2759`
Alternative APN	`1478590`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,875 sqft Finished Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	375 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1478590
Street Address	160 MOUNTAIN VIEW LN
City	TROY
State	NC
Zip	27371-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HOLIDAY SHORES LOT 549 (&538,539,540) HOLIDAY SHORES #549
Legal Subdivision	HOLIDAY SHORES DEVELOPMENT SUBDIVISION
Legal Lot Number	549
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1008
Census Tract	960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1301 FIRETHORNE CLUB DR, WAXHAW, NC 28173-6562
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Mar 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	May 1, 2002
Deed Document Number	2017349821
Deed Book / Page	787 / 154
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	160 MOUNTAIN VIEW LN, TROY, NC 27371-9771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 FIRETHORNE CLUB DR, WAXHAW, NC 28173-6562

Mortgage

Document Number	862/776
Date	Dec 29, 2020
Book Page	862/776
Instrument	366123

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 31, 2017
Property Address	160 MOUNTAIN VIEW LN, TROY, NC 27371-9771
Document Number	787/154
Book / Page	787 / 154
Map Reference	PL CAB E SL 128-C
Instrument Date	Mar 31, 2017
Instrument	349821
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 LAKEWOOD CIR, 347, TROY, NC 27371-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 FIRETHORNE CLUB DR, MARVIN, NC 28173-6562

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,155 (-) Land $50,500 Building $236,655	$287,155 (-) Land $50,500 Building $236,655
2025	$1,880.00	$287,155 (-) Land $50,500 Building $236,655	$287,155 (-) Land $50,500 Building $236,655
2023		$287,155 Land $50,500 Building $236,655	$287,155 Land $50,500 Building $236,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only)

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