177 Main St, Mount Morris, NY 14510 Property Records

Livingston County and Mount Morris Town property record for 177 Main St, Mount Morris, NY 14510

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,540 sqft · built 1900
Lot Size0.405 acres (17,677 sqft)
OwnerIndividual Name on File
Last Sale$63,830 (Dec 2020)
Tax Bill$3,013 (2026)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2020 Sale & Mortgage
APN28-071200

Property Details

APN / Parcel Number

Primary APN28-071200
Alternative APNs
  • 360111500700020520000000
  • 243601 115.7-2-52

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,202 sqft
Upper Floors Area338 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area17,677 sqft (0.405 acres)
Lot Dimensions158 ft deep x 111 ft wide
PorchSlab
Porch Area158 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28-071200
Street Address177 MAIN ST
CityMOUNT MORRIS
StateNY
Zip14510-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number52.000
JurisdictionLIVINGSTON NY
Township / Civil DivisionMOUNT MORRIS
Census Block Group1
Census Block1011
Census Tract30900

Owner

177 Main St is owned and occupied by an individual who bought it in December 2020.

Source: Livingston County and Mount Morris Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address177 MAIN ST, MOUNT MORRIS, NY 14510-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Line of Credit
ESL FCU
Dec 3, 2020Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2020 · Amount on File
Deed SaleDec 3, 2020 · Amount on File
Prior SaleNov 29, 2007 · Amount on File
Deed Book / Page1295 / 1717
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON NY
Property Address177 MAIN ST, MOUNT MORRIS, NY 14510-1423
Transaction TypeMortgage
Record UpdatedMar 19, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02790/1751
DateFeb 23, 2024
Book Page2790/1751
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMar 1, 2044
Interest
Rate TypeAdjustable Rate

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionLIVINGSTON NY
Recording DateDec 3, 2020
Property Address177 MAIN ST, MOUNT MORRIS, NY 14510-1423
Document Number01295/1717
Book / Page1295 / 1717
Instrument DateNov 18, 2020
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002756531
DateDec 3, 2020
Instrument2756/531
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 177 Main St was $3,013, up 0.1% from the year before.

Source: Livingston County and Mount Morris Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyLivingston County
County SubdivisionMount Morris Town
MunicipalityMount Morris Village
Unified School DistrictMount Morris Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,013.00 (+0.13%)
2025$3,009.00$68,800 Land $14,300 Building $54,500$82,900 Land $17,231 Building $65,669
2023$68,800 (-) Land $14,300 Building $54,500$71,700 (+4.22%) Land $14,903 Building $56,797
2022$68,800 Land $14,300 Building $54,500$68,800 Land $14,300 Building $54,500
2021$2,824.00 (+1.15%)
2020$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 177 Main St; there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT MORRIS VILLAGE
serves 3,500 people · EPA ID NY2501023
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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