177 Gilbert Rd, Elko, GA 31025 Property Records

Houston County property record for 177 Gilbert Rd, Elko, GA 31025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,176 sqft · built 2022
Lot Size4.92 acres (214,315 sqft)
OwnerIndividual Name on File
Tax Bill$5,210 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN37-57

Property Details

APN / Parcel Number

Primary APN37-57
Alternative APNs
  • 000370 057000
  • 69256

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,176 sqft Heated Area
2nd Floor Area954 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area214,315 sqft (4.92 acres)
Garage Area1,080 sqft
PorchOpen Porch
Porch Area696 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number69256
Street Address177 GILBERT RD
CityELKO
StateGA
Zip31025-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal Description4.92 ACRES LOT 8 LL 281, 282, 265 13 LD
Legal Lot Number8
JurisdictionHOUSTON GA
Township / Civil DivisionELKO
Census Block Group3
Census Block3002
Census Tract21502

Owner

177 Gilbert Rd is owned and occupied by an individual who acquired it in October 2022.

Source: Houston County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Mailing Address177 GILBERT RD, ELKO, GA 31025-2230
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORRIS BANK
Oct 20, 2022Correction Deed
Oct 18, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
MORRIS BANK
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
MORRIS BANK
Dec 30, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2021
Deed SaleDec 30, 2021
Prior SaleDec 30, 2021
Deed Document Number0095150289
Deed Book / Page9515 / 289
Last Transfer DateOct 18, 2022
Transfer Doc0098810337
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOUSTON GA
Property Address177 GILBERT RD, ELKO, GA 31025-2230
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095530006
DateJan 27, 2022
Book Page9553/6
Lender
NameMORRIS BANK
TypeBank
AddressWARNER ROBINS, GA 31088
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueJan 20, 2023

October 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionHOUSTON GA
Recording DateOct 20, 2022
Property Address177 GILBERT RD, ELKO, GA 31025-2230
Document Number0098840182
Book / Page9884 / 182
Map ReferenceMB 83 PG 59
Instrument DateOct 19, 2022
Record UpdatedOct 7, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 GILBERT RD, ELKO, GA 31025-2230

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOUSTON GA
Recording DateOct 18, 2022
Property Address177 GILBERT RD, ELKO, GA 31025-2230
Document Number0098810337
Book / Page9881 / 337
Map ReferenceMB 83 PG 59
Instrument DateSep 30, 2022
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 GILBERT RD, ELKO, GA 31025-2230

Mortgage

Document Number0009881339
DateOct 18, 2022
Instrument9881/339
Lender
NameMORRIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOUSTON GA
Recording DateDec 30, 2021
Property Address177 GILBERT RD, ELKO, GA 31025-2230
Document Number0095150289
Book / Page9515 / 289
Map ReferenceMB 83 PG 59
Instrument DateDec 30, 2021
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 GILBERT RD, ELKO, GA 31025-2230

Mortgage

Document Number0000095536
DateDec 30, 2021
Instrument9553/6
Lender
NameMORRIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term13 Months
DueJan 20, 2023

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOUSTON GA
Recording DateDec 30, 2021
Property Address177 GILBERT RD, ELKO, GA 31025-2230
Document Number0095150291
Book / Page9515 / 291
Map ReferenceMB 83 PG 59
Instrument DateDec 30, 2021
Transaction TypeTransfer
Record UpdatedMar 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 177 Gilbert Rd was $5,210 with a homeowner's exemption, down 7.9% from the year before.

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyHouston County
Unified School DistrictHouston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,210.00 (-7.89%) Homeowner's exemption$242,240 (+1.58%) Land $35,720 Building $206,520$605,600 (+1.58%) Land $89,300 Building $516,300
2024$5,656.00 (+24.77%) Homeowner's exemption$238,480 (+27.15%) Land $35,640 Building $202,840$596,200 (+27.15%) Land $89,100 Building $507,100
2023$4,533.00 (+760.15%)$187,560 (+758.79%) Land $21,840 Building $165,720$468,900 (+758.79%) Land $54,600 Building $414,300
2022$527.00$21,840 Land $21,840$54,600 Land $54,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Gilbert Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOUSTON COUNTY-FEAGIN MILL
serves 92,971 people · EPA ID GA1530021
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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