Houston County property record for 138 Gilbert Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,443 sqft · built 2021 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,500 (Mar 2021) |
| Tax Bill | $4,899 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-39 |
| Primary APN | 37-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,443 sqft Heated Area |
| Utility Area | 54 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Area | 540 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 1,265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 68385 |
|---|---|
| Street Address | 138 GILBERT RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 3.01 ACRES LOT 2 LL 265 282 ELKO CREEK SUBDIV |
| Legal Subdivision | ELKO CREEK SUBDIV |
| Legal Lot Number | 2 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 21502 |
Source: Houston County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 138 GILBERT RD, ELKO, GA 31025-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · VA Mortgage TRUIST BANK |
| Mar 30, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage MORRIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Deed Document Number | 0009080221 |
| Deed Book / Page | 9080 / 221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 138 GILBERT RD, ELKO, GA 31025-2210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0095190075 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 9519/75 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Mar 30, 2021 |
| Property Address | 138 GILBERT RD, ELKO, GA 31025-2210 |
| Document Number | 0090800221 |
| Book / Page | 9080 / 221 |
| Map Reference | MB 82 PG 181 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $69.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 138 GILBERT RD, ELKO, GA 31025-2210 |
| Document Number | 0009080223 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 9080/223 |
| Name | MORRIS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 25, 2022 |
Source: Houston County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,899.00 (-4.67%) | $224,280 (+4.39%) Land $32,480 Building $191,800 | $560,700 (+4.39%) Land $81,200 Building $479,500 |
| 2024 | $5,139.00 (+18.9%) | $214,840 (+20.13%) Land $27,680 Building $187,160 | $537,100 (+20.13%) Land $69,200 Building $467,900 |
| 2023 | $4,322.00 | $178,840 Land $27,680 Building $151,160 | $447,100 Land $69,200 Building $377,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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