Polk County property record for 177 Fowler Rd, Mill Spring, NC 28756 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 3,616 sqft Finished Area |
| Lot Size | 2,619,698 sqft (60.1 acres) |
| Pool | 576 sqft |
| Last Sale | $950,000 (2025) |
| Tax Bill | $3,599.00 (2025) |
Source: Polk County records · APN P92-55
Assessment roll updated September 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 313 S WASHINGTON ST, SHELBY, NC 28150-5401 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Apr 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 16, 2025 | Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Jun 16, 2004 · Amount on Record |
| Deed Book / Page | 493 / 854 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 08, 2026 |
| Property Address | 177 FOWLER RD, MILL SPRING, NC 28756-9711 |
| Document Number | 0499001495 |
| Book / Page | 499 / 1495 |
| Instrument Date | May 08, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 313 S WASHINGTON ST, SHELBY, NC 28150-5401 |
| Document Number | 0499001495, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 499/1495 |
| Name | FIDELITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 177 FOWLER RD, MILL SPRING, NC 28756-9711 |
| Document Number | 0498002387 |
| Book / Page | 498 / 2387 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 S WASHINGTON ST, SHELBY, NC 28150-5401 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 16, 2025 |
| Property Address | 177 FOWLER RD, MILL SPRING, NC 28756-9711 |
| Document Number | 000493/854 |
| Book / Page | 493 / 854 |
| Instrument Date | Jul 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 945 CARRIAGE ROW, TRYON, NC 28782-7741 |
| Name | Verified Name |
|---|---|
| Address | 1220 N PIEDMONT AVE, KINGS MOUNTAIN, NC 28086-2050 |
| Document Number | 0000493857 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 493/857 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 (+2.86%) | $705,268 (+28.91%) Land $125,140 Building $580,128 | $1,167,548 (+47.78%) Land $587,420 Building $580,128 |
| 2023 | $3,499.00 | $547,111 Land $87,756 Building $459,355 | |
| 2021 | $790,055 Land $330,700 Building $459,355 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 813 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | P92-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 3,616 sqft Finished Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Roll Composition (rolled Mineral Roof) Roof |
| Lot Area | 2,619,698 sqft (60.1 acres) |
| Pool Area | 576 sqft Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 53449 |
|---|---|
| Street Address | 177 FOWLER RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-9711 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 400, LAND ADJ,SIZE,LOC,SHP, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 920202 |
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