160 Fowler Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 160 Fowler Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 1989
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Nov 2020)
Tax Bill	$4,482 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P92-57`

Property Details

APN / Parcel Number

Primary APN	`P92-57`
Alternative APN	`35286`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,456 sqft Finished Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	653,400 sqft (15 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	35286
Street Address	160 FOWLER RD
City	MILL SPRING
State	NC
Zip	28756-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	400, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1003
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 FOWLER RD, MILL SPRING, NC 28756-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC
Jul 8, 2019	Deed of Trust, Mortgage · Balloon Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Feb 5, 2007 · Amount on Record
Deed Book / Page	454 / 485
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 19, 2020
Property Address	160 FOWLER RD, MILL SPRING, NC 28756-9711
Document Number	000454/485
Book / Page	454 / 485
Map Reference	MB E PG 1598
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6400, HENDERSONVILLE, NC 28793-6400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 FOWLER RD, MILL SPRING, NC 28756-9711

Mortgage

Document Number	0000454488
Date	Nov 19, 2020
Instrument	454/488

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	160 FOWLER RD, MILL SPRING, NC 28756-9711
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441/1662
Date	Jul 8, 2019
Book Page	441/1662

Lender

Name	ENTEGRA BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,482.00	$878,192 (-) Land $169,875 Building $708,317	$878,192 (-) Land $169,875 Building $708,317
2025	$4,482.00 (+24.92%)	$878,192 (+56.56%) Land $169,875 Building $708,317	$878,192 (+56.56%) Land $169,875 Building $708,317
2023	$3,588.00	$560,926 Land $95,000 Building $465,926
2021			$560,926 Land $95,000 Building $465,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	300 / 20

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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