177 Edgewater Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 177 Edgewater Dr, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,917 sqft · built 1975
Owner	Individual Name on File
Tax Bill	$532 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1110K-02-051.000`

Property Details

APN / Parcel Number

Primary APN	`1110K-02-051.000`
Alternative APN	`003318`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,917 sqft Adjusted Area
1st Floor Area	1,515 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	003318
Street Address	177 EDGEWATER DR
City	BILOXI
State	MS
Zip	39531-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK. 8 EDGEWATER PARK SEC. 33-7-10
Legal Range	10
Legal Township	07
Legal Section	33
Legal Subdivision	EDGEWATER PARK
Legal Block	8
Legal Lot Number	20
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	1302

Owner

177 Edgewater Dr is owned and occupied by an individual who acquired it in November 2025.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3874 E ARBOR LAKES DR, HOMOSASSA, FL 34448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GULF SOUTH MORTGAGE LLC
Nov 19, 2018	Deed of Trust, Mortgage GULF SOUTH MORTGAGE LLC
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage GULF SOUTH MORTGAGE LLC
Apr 1, 2022	Warranty Deed, Transfer
Nov 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025
Deed Sale	Nov 10, 2025
Prior Sale	Apr 1, 2022
Deed Document Number	2025-0007849-D-J2
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	177 EDGEWATER DR, BILOXI, MS 39531-4708
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200004562TJ2
Date	Dec 15, 2020
Instrument	2020-0004562-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	177 EDGEWATER DR, BILOXI, MS 39531-4708
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180003415TJ2
Date	Nov 19, 2018
Instrument	2018-0003415-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Address	GULFPORT, MS 39503

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	177 EDGEWATER DR, BILOXI, MS 39531-4708
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220005042TJ2
Date	Jun 23, 2022
Instrument	2022-0005042-T-J2

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 10, 2025
Property Address	177 EDGEWATER DR, BILOXI, MS 39531-4708
Document Number	20250007849DJ2
Map Reference	MB 2 PG 1
Instrument Date	Oct 30, 2025
Instrument	2025-0007849-D-J2
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 174, VENICE, FL 34284-0174

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3874 E ARBOR LAKES DR, HOMOSASSA, FL 34448

Mortgage

Document Number	20250007850TJ2
Date	Nov 10, 2025
Instrument	2025-0007850-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 1, 2022
Property Address	177 EDGEWATER DR, BILOXI, MS 39531-4708
Document Number	202202580DJ2
Map Reference	PB 12 PG 40
Instrument Date	Mar 31, 2022
Instrument	2022-02580-D-J2
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 COACHMANS RD, MADISON, MS 39110-9207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	177 EDGEWATER DR, BILOXI, MS 39531-4708

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 19, 2018
Property Address	177 EDGEWATER DR, BILOXI, MS 39531-4708
Document Number	20180002803DJ2
Instrument Date	Nov 19, 2018
Instrument	2018-0002803-D-J2
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 ELIZABETH ST NE # NE3, NE3, ATLANTA, GA 30307-2598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 COURTHOUSE RD APT 1814, 1814, GULFPORT, MS 39507-4334

Tax Assessment & Valuation

The 2025 property tax bill for 177 Edgewater Dr was $532 with a homeowner's exemption, up 0.9% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00 (+0.95%) Homeowner's exemption	$17,258	$172,581 Land $40,000 Building $132,581
2024	$527.00 (+0.96%)
2023	$522.00 (-50.1%) Homeowner's exemption	$12,263	$122,632 Land $40,000 Building $82,632
2022	$1,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	4 (2005–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE BILOXI, LLC private · serves 422 people · EPA ID MS0240026
Water Source	Purchased groundwater from CITY OF BILOXI-NORTH
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Mar 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Edgewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures