151 Edgewater Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 151 Edgewater Dr, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,941 sqft · built 1940
Lot Size	0.214 acres (9,337 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1110K-02-096.000`

Property Details

APN / Parcel Number

Primary APN	`1110K-02-096.000`
Alternative APN	`003275`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,941 sqft Adjusted Area
1st Floor Area	1,632 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,337 sqft (0.214 acres)
Patio Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	151 EDGEWATER DR
City	BILOXI
State	MS
Zip	39531-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 5 EDGEWATER PARK SEC 33-7-10
Legal Range	10W
Legal Township	07S
Legal Section	33
Legal Subdivision	EDGEWATER PARK
Legal Block	5
Legal Lot Number	14
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 EDGEWATER DR, BILOXI, MS 39531-4722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jun 26, 2019	Warranty Deed, Transfer
Sep 25, 2017	Warranty Deed, Transfer
Sep 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022
Deed Sale	Aug 19, 2022
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	202220880
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	151 EDGEWATER DR, BILOXI, MS 39531-4722
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191808TJ2
Date	Jun 26, 2019
Instrument	2019-1808-T-J2

Lender

Name	FINANCE OF AMERICA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 22, 2021
Property Address	151 EDGEWATER DR, BILOXI, MS 39531-4722
Document Number	20210017593
Map Reference	PB 12 PG 40
Instrument Date	Aug 27, 2021
Instrument	20210017593
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11511 VILLA GRAND, 11511, FORT MYERS, FL 33913-8086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 EDGEWATER DR, BILOXI, MS 39531-4722

Mortgage

Document Number	20210017594
Date	Sep 22, 2021
Instrument	20210017594

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 26, 2019
Property Address	151 EDGEWATER DR, BILOXI, MS 39531-4722
Document Number	20191942DJ2
Instrument Date	Jun 25, 2019
Instrument	2019-1942-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 MALLARD POINTE DR, 904, CEDAR HILL, TX 75104-8285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W GRANT AVE, PUEBLO, CO 81004-1440

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 25, 2017
Property Address	151 EDGEWATER DR, BILOXI, MS 39531-4722
Document Number	20170002350DJ2
Map Reference	PL 12 PG 40
Instrument Date	Sep 21, 2017
Instrument	2017-0002350-D-J2
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 KENMORE AVE, 176, BILOXI, MS 39531-4729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MALLARD POINTE DR, CEDAR HILL, TX 75104-8285

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 25, 2017
Property Address	151 EDGEWATER DR, BILOXI, MS 39531-4722
Document Number	20170002350DJ2
Map Reference	PL 12 PG 40
Instrument Date	Sep 21, 2017
Instrument	2017-0002350-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 KENMORE AVE, 176, BILOXI, MS 39531-4729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MALLARD POINTE DR, CEDAR HILL, TX 75104-8285

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00 (+11.49%) Homeowner's exemption Disabled Person's exemption	$12,759 (-28.11%)	$127,591 (+7.84%) Land $40,000 Building $87,591
2024	$1,010.00 (-48.15%)
2023	$1,948.00	$17,747	$118,313 Land $40,000 Building $78,313
2022	$1,948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	4 (2005–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE BILOXI, LLC private · serves 422 people · EPA ID MS0240026
Water Source	Purchased groundwater from CITY OF BILOXI-NORTH
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Mar 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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