177 E Central Ave, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 177 E Central Ave, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	1,812 sqft · built 1959
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on File
Tax Bill	$11,428 (2024)
Deeds & Mortgages	May 2023 Second Mortgage
APN	`39-01101-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`39-01101-0000-00017`
Alternative APN	`390110100017`

Interior

Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	177 E CENTRAL AVE
City	WHARTON
State	NJ
Zip	07885-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	WOODLAND HOMES SEC 04
Legal Block	1101
Legal Lot Number	17
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	5
Census Block	5011
Census Tract	45100

Owner

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	177 E CENTRAL AVE, WHARTON, NJ 07885-2431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 22, 2011
Transfer Doc	0218680897
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	177 E CENTRAL AVE, WHARTON, NJ 07885-2431
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0246030457
Date	May 22, 2023
Book Page	24603/457
Instrument	2023018139

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2043

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,000 (+12.16%) Land $154,800 Building $309,200	$464,000 (+12.16%) Land $154,800 Building $309,200
2025		$413,700 (+13.37%) Land $131,100 Building $282,600	$413,700 (+13.37%) Land $131,100 Building $282,600
2024	$11,428.00 (+15.93%)
2023		$364,900 Land $126,300 Building $238,600	$364,900 Land $126,300 Building $238,600
2022	$9,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20