173 E Central Ave, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 173 E Central Ave, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	1,502 sqft · built 1959
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$446,800 (Oct 2024)
Tax Bill	$9,780 (2024)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
APN	`39-01101-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`39-01101-0000-00015`
Alternative APN	`390110100015`

Interior

Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	173 E CENTRAL AVE
City	WHARTON
State	NJ
Zip	07885-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	WOODLAND HOMES SEC 4
Legal Block	1101
Legal Lot Number	15
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	5
Census Block	5011
Census Tract	45100

Owner

Source: Morris County and Wharton Borough records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 MONTGOMERY ST, BLOOMFIELD, NJ 07003-4917
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	202442472
Deed Book / Page	24829 / 646
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 14, 2017
Property Address	173 E CENTRAL AVE, WHARTON, NJ 07885-2431
Document Number	0230791286
Book / Page	023079 / 001286
Instrument Date	Nov 9, 2016
Instrument	9753
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	NEW JERSEY LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 E CENTRAL AVE WHARTON NJ 078852431, WHARTON, NJ 07885-2431

Mortgage

Document Number	230791292
Date	Feb 14, 2017
Book Page	023079/001292
Instrument	9754

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,800 (+12.94%) Land $154,800 Building $244,000	$398,800 (+12.94%) Land $154,800 Building $244,000
2025		$353,100 (+12.56%) Land $131,100 Building $222,000	$353,100 (+12.56%) Land $131,100 Building $222,000
2024	$9,780.00 (+12.1%)
2023		$313,700 Land $126,300 Building $187,400	$313,700 Land $126,300 Building $187,400
2022	$8,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20