Carter County property record for 177 Challenger Rd, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 2,322 sqft |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Dec 2022) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-20-02-072.00 |
| Primary APN | 112-20-02-072.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,322 sqft Living Area |
| Lot Area | 27,878 sqft (0.64 acres) |
|---|
| Account Number | 33801 |
|---|---|
| Street Address | 177 CHALLENGER RD |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 72 (0.64 ACRE) |
| Legal Subdivision | HORTON FARMS |
| Legal Lot Number | 72 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960602 |
177 Challenger Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Jun 26, 2021 | Warranty Deed, Transfer · USDA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on File |
| Deed Sale | Dec 14, 2022 · Amount on File |
| Prior Sale | Jun 26, 2021 · Amount on File |
| Deed Document Number | 2022554468 |
| Deed Book / Page | 491 / 48 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Dec 14, 2022 |
| Property Address | 177 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Document Number | 0000491/48 |
| Book / Page | 491 / 48 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 554468 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 173 SECOND ST, SOUTH SHORE, KY 41175-7858 |
| Name | Verified Name |
|---|---|
| Address | 177 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Document Number | 0000554469 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 554469 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 9, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jun 26, 2021 |
| Property Address | 177 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Document Number | 0OR457/376 |
| Book / Page | OR457 / 376 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 507599 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | NOT AVAILABLE, BESTITLE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Document Number | 0000507600 |
|---|---|
| Date | Jun 26, 2021 |
| Instrument | 507600 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 177 Challenger Rd was $2,388.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,388.00 | $280,000 | $280,000 |
| 2023 | $2,413.00 | $280,000 | $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Challenger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Challenger Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Foothills Communications.
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