Carter County property record for 159 Challenger Rd, Grayson, KY 41143 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,868 sqft · built 2019 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-20-02-073.00 |
| Primary APN | 112-20-02-073.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,868 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 34,848 sqft (0.8 acres) |
| Account Number | 29961 |
|---|---|
| Street Address | 159 CHALLENGER RD |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 73 (0.80 ACRE) |
| Legal Subdivision | HORTON FARM ESTATES |
| Legal Lot Number | 73 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960602 |
Source: Carter County records · APN 112-20-02-073.00
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU |
| Oct 31, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE COMMERCIAL BANK OF GRAYSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 159 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0OR446/189 |
|---|---|
| Date | Jan 05, 2021 |
| Book Page | OR446/189 |
| Instrument | 485587 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, OH 45662 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 159 CHALLENGER RD, GRAYSON, KY 41143-1783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0OR420/485 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | OR420/485 |
| Instrument | 391047 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 25, 2020 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 (-1.05%) | $310,000 (-) | $310,000 (-) |
| 2023 | $2,672.00 | $310,000 | $310,000 |
Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439606021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low above 32% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Optimum Communications | Cable | 500 / 20 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Uniti Group, Foothills Rural Telephone Cooperative Corporation. Availability varies by address; speeds are provider-advertised maximums, not measured.
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