177 Cedar Swamp Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 177 Cedar Swamp Rd, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,748 sqft · built 1982
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jun 2026)
Tax Bill$6,812 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
May 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-09701-0000-00008

Property Details

APN / Parcel Number

Primary APN12-09701-0000-00008
Alternative APNs
  • 12001080000000020001
  • 120010800000000201

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,748 sqft Living Area
1st Floor Area1,748 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area65,340 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number120010800000000201
Street Address177 CEDAR SWAMP RD
CityJACKSON
StateNJ
Zip08527-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description1.50 AC
Legal Block9701
Legal Lot Number8
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2008
Census Tract717200

Owner

177 Cedar Swamp Rd is owned and occupied by an individual who bought it in June 2026.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address177 CEDAR SWAMP RD, JACKSON, NJ 08527-4506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Bargain and Sale Deed, Transfer · FHA Mortgage
NATIONS DIRECT MORTGAGE
May 3, 2024Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on File
Deed SaleJun 18, 2026 · Amount on File
Prior SaleJul 1, 1999
Deed Document Number202648483
Deed Book / Page20408 / 1367
Prior Transfer DateApr 11, 2008
Prior Transfer Doc0139780880
Record UpdatedOct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOCEAN NJ
Recording DateJun 18, 2026
Property Address177 CEDAR SWAMP RD, JACKSON, NJ 08527-4506
Document Number0000048483
Book / Page20408 / 1367
Instrument DateJun 2, 2026
Instrument202648483
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyVIVID ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$59,085.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 CEDAR SWAMP RD, JACKSON, NJ 08527-4506

Mortgage

Document Number0000048484,
DateJun 18, 2026
Book Page20408/1374
Instrument202648484
Lender
NameNATIONS DIRECT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address177 CEDAR SWAMP RD, JACKSON, NJ 08527-4506
Transaction TypeMortgage
Record UpdatedMay 15, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0196721709
DateMay 3, 2024
Book Page19672/1709
Instrument2024032136
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 24, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 177 Cedar Swamp Rd was $6,812, up 11.3% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,100 (-) Land $227,000 Building $244,100$471,100 (-) Land $227,000 Building $244,100
2025$6,812.00 (+11.27%)$471,100 Land $227,000 Building $244,100$471,100 Land $227,000 Building $244,100
2024$6,122.00
2023$230,700 Land $83,300 Building $147,400$230,700 Land $83,300 Building $147,400
2022$5,792.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 177 Cedar Swamp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Cedar Swamp Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 67% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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