161 Cedar Swamp Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 161 Cedar Swamp Rd, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1982
Lot Size1.48 acres (64,904 sqft)
Owner2 Individual Names on File
Tax Bill$7,430 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-09701-0000-00006

Property Details

APN / Parcel Number

Primary APN12-09701-0000-00006
Alternative APNs
  • 12001080000000090002
  • 120010800000000902

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area64,904 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Old Parcel Number120010800000000902
Street Address161 CEDAR SWAMP RD
CityJACKSON
StateNJ
Zip08527-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description1.49 AC
Legal Block9701
Legal Lot Number6
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2008
Census Tract717200

Owner

161 Cedar Swamp Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address161 CEDAR SWAMP RD, JACKSON, NJ 08527-4506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
FIRST ATLANTIC FEDERAL CREDIT UNION
Jan 14, 2021Intrafamily Transfer, Transfer · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2021
Deed SaleJan 14, 2021
Prior SaleAug 9, 2016 · Amount on File
Deed Document Number20217525
Deed Book / Page18262 / 1862
Prior Transfer DateJan 5, 2021
Prior Transfer Doc0182621862
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Recording DateMay 29, 2026
Property Address161 CEDAR SWAMP RD, JACKSON, NJ 08527-4506
Document Number0000042330
Book / Page20388 / 943
Instrument DateApr 18, 2026
Instrument202642330
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 CEDAR SWAMP RD, JACKSON, NJ 08527-4506

Mortgage

Document Number0000042330,
DateMay 29, 2026
Book Page20388/943
Instrument202642330
Lender
NameFIRST ATLANTIC FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 23, 2041
Interest
Rate5.54%
Max Rate-1%

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCEAN NJ
Recording DateJan 14, 2021
Property Address161 CEDAR SWAMP RD, JACKSON, NJ 08527-4506
Document Number0182621862
Book / Page18262 / 1862
Instrument DateJan 5, 2021
Instrument2021007525
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address161 CEDAR SWAMP RD, JACKSON, NJ 08527-4506

Mortgage

Document Number2021007526
DateJan 14, 2021
Instrument2021007526
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 161 Cedar Swamp Rd was $7,430, up 29.9% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,800 (-) Land $226,500 Building $287,300$513,800 (-) Land $226,500 Building $287,300
2025$7,430.00 (+29.92%)$513,800 Land $226,500 Building $287,300$513,800 Land $226,500 Building $287,300
2024$5,719.00
2023$215,500 Land $83,200 Building $132,300$215,500 Land $83,200 Building $132,300
2022$5,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Cedar Swamp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Cedar Swamp Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 67% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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