177 Bridle Trail Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 177 Bridle Trail Rd, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,243 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$2,659,000 (Jan 2023)
Tax Bill	$28,435 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:2120008300000`

Property Details

APN / Parcel Number

Primary APN	`M:2120008300000`
Alternative APN	`NEED M:212.0 B:0083 L:0000.0`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,243 sqft Living Area
Gross Area	6,200 sqft
1st Floor Area	3,243 sqft
Basement Area	3,227 sqft
Unfinished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	177 BRIDLE TRAIL RD
City	NEEDHAM
State	MA
Zip	02492-1480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	NEEDHAM
Legal Block	83
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3005
Census Tract	403300

Owner

177 Bridle Trail Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	177 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Nov 13, 2020	Deed of Trust, Mortgage · ARM CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Dec 21, 2010 · Amount on File
Deed Document Number	20231631
Deed Book / Page	41010 / 316
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jan 9, 2023
Property Address	177 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480
Document Number	041010-316
Book / Page	41010 / 316
Instrument Date	Jan 9, 2023
Instrument	1631
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	177 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480

Mortgage

Document Number	0000001632
Date	Jan 9, 2023
Instrument	1632

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	177 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38603-523
Date	Nov 13, 2020
Book Page	38603/523
Instrument	126143

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Dec 1, 2027
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 177 Bridle Trail Rd was $28,435.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,435.00	$2,682,500 Land $787,100 Building $1,895,400	$3,253,655 (+10.05%)
2024			$2,956,400
2023	$26,229.00	$2,011,400 Land $949,300 Building $1,062,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Bridle Trail Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Bridle Trail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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