Norfolk County and Needham Town property record for 145 Bridle Trail Rd, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,465 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,975,000 (Sep 2019) |
| Tax Bill | $26,493 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:2120001800000 |
| Primary APN | M:2120001800000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,465 sqft Living Area |
| Gross Area | 5,271 sqft |
| 1st Floor Area | 2,417 sqft |
| Basement Area | 2,417 sqft |
| Unfinished Basement | 757 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 145 BRIDLE TRAIL RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 18 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 403300 |
145 Bridle Trail Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Norfolk County and Needham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2017 | Deed of Trust, Mortgage SANTANDER BANK NA |
| Nov 10, 2020 | Deed of Trust, Mortgage · ARM SANTANDER BANK NA |
| Sep 9, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Prior Sale | Apr 12, 1996 · Amount on File |
| Deed Document Number | 20191429335 |
| Prior Transfer Date | Aug 27, 2019 |
| Prior Transfer Doc | 0001429335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 145 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001377801 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 1377801 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 145 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001460606 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 1460606 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Dec 1, 2035 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Sep 9, 2019 |
| Property Address | 145 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480 |
| Document Number | 0001429335 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 1429335 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1480 |
| Document Number | 0001429336 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 1429336 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2034 |
The 2025 property tax bill for 145 Bridle Trail Rd was $26,493.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,493.00 | $2,499,300 Land $787,100 Building $1,712,200 | $3,311,985 (+22.49%) |
| 2024 | $2,703,890 | ||
| 2023 | $29,131.00 | $2,234,000 Land $949,300 Building $1,284,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Bridle Trail Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 145 Bridle Trail Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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