177 Bailey St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 177 Bailey St, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1935
Square Footage2,066 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2009)
Tax Bill$1,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN0880-19-61-9511
Alternative APN
  • 555556525

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,066 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1935
Construction TypeWood Construction
Foundation TypeRaised Foundation
Lot Area12,197 sqft (0.28 acres)

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Account Number555556525
Street Address177 BAILEY ST
CitySPRUCE PINE
StateNC
Zip28777-3145
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAILEY AVENUE LOT 1
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup2
Census Block2000
Census Tract950400

Owner

Source: Mitchell County records · APN 0880-19-61-9511

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address177 BAILEY ST, SPRUCE PINE, NC 28777-3145
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2009 · Amount on Record
Deed SaleNov 18, 2009 · Amount on Record
Deed Doc Number0000497420
Deed Book / Page497 / 420
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address177 BAILEY ST, SPRUCE PINE, NC 28777-3145
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number622/109
DateDec 22, 2020
Book Page622/109
Instrument2020002421
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,081.00$193,200 (-) Land $23,000 Building $170,200
2023$1,081.00$193,200 Land $23,000 Building $170,200

Flood & Wildfire

177 Bailey St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
35th percentile of exposed land nationally · 49th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,273 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bailey St

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