174 Bailey St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 174 Bailey St, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1973
Square Footage2,240 sqft Living Area
Lot Size13,939 sqft (0.319 acres)
Last Sale$153,000 (2018)
Tax Bill$1,012.00 (2025)

Property Details

APN / Parcel Number

Primary APN0880-19-71-0366
Alternative APN
  • 555781628

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area2,240 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1973
Construction TypeWood Construction
Foundation TypeRaised Foundation
Lot Area13,939 sqft (0.319 acres)

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Account Number555781628
Street Address174 BAILEY ST
CitySPRUCE PINE
StateNC
Zip28777-3102
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLOCK A LOT 12 DEER PARK
Legal BlockA
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup2
Census Block2009
Census Tract950400

Owner

Source: Mitchell County records · APN 0880-19-71-0366

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address216 MOUNTAIN TRAIL LN, BURNSVILLE, NC 28714-8053
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2018 · Amount on Record
Deed SaleApr 19, 2018 · Amount on Record
Deed Doc Number2018000644
Deed Book / Page590 / 210
Record RefreshedJun 08, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateApr 19, 2018
Property Address174 BAILEY ST, SPRUCE PINE, NC 28777-3102
Document Number590/210
Book / Page590 / 210
Instrument DateApr 19, 2018
Instrument2018000644
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$306.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address174 BAILEY ST, 174, SPRUCE PINE, NC 28777-3102

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 BAILEY ST, SPRUCE PINE, NC 28777-3102

Mortgage

Document Number2018000645
DateApr 19, 2018
Instrument2018000645
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,012.00$180,800 (-) Land $23,000 Building $157,800
2023$1,012.00$180,800 Land $23,000 Building $157,800

Flood & Wildfire

174 Bailey St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
35th percentile of exposed land nationally · 49th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,273 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bailey St

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