1769 Three Otters Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1769 Three Otters Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1963
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Tax Bill	$953 (2026)
Flood Zone	Zone X (minimal risk)
APN	`109 3 E2`

Property Details

APN / Parcel Number

Primary APN	`109 3 E2`
Alternative APNs	`10905600` `409490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	2,226 sqft
Basement Area	2,226 sqft
Finished Basement	2,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,715 sqft (1.83 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1769 THREE OTTERS RD
City	BEDFORD
State	VA
Zip	24523-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE OTTER
Legal Subdivision	LITTLE OTTER
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2024
Census Tract	30401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Three Otters listed 1970 · 5 contributing resources · NRIS 70000785

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bedford County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1769 THREE OTTERS RD, BEDFORD, VA 24523-3637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 20, 2006
Transfer Doc	0000001825
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$953.00	$232,600 (+1%) Land $65,000 Building $167,600
2023	$953.00 Additional exemption filed	$116,300	$232,600 Land $65,000 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30