Bedford County property record for 1726 Three Otters Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,985 sqft · built 1968 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Sep 2026) |
| Tax Bill | $1,315 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109 3 F7 |
| Primary APN | 109 3 F7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,985 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Finished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Deck Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1726 THREE OTTERS RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NR BEDFORD |
| Legal Subdivision | BEDFORD |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Three Otters listed 1970 · 5 contributing resources · NRIS 70000785 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Bedford County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1726 THREE OTTERS RD, BEDFORD, VA 24523-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on Record |
| Deed Sale | Sep 25, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2024 · Amount on Record |
| Deed Document Number | 20269134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 25, 2026 |
| Property Address | 1726 THREE OTTERS RD, BEDFORD, VA 24523-3643 |
| Document Number | 0000009134 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 20269134 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1726 THREE OTTERS RD, BEDFORD, VA 24523-3643 |
| Document Number | 0000009135, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20269135 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,315.00 | $320,800 (-) Land $60,000 Building $260,800 | |
| 2025 | $1,315.00 | $320,800 (+1%) Land $60,000 Building $260,800 | |
| 2023 | $1,315.00 Additional exemption filed | $160,400 | $320,800 Land $60,000 Building $260,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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