17678 Tam O Shanter Dr, Poway, CA 92064 Property Records

San Diego County property record for 17678 Tam O Shanter Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,770 sqft · built 1990
Lot Size	0.275 acres (11,963 sqft)
Owner	2 Individual Names on File
Last Sale	$896,500 (Nov 2019)
Tax Bill	$11,073 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273-135-13-00`

Property Details

APN / Parcel Number

Primary APN	`273-135-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,770 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,963 sqft (0.275 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	17678 TAM O SHANTER DR
City	POWAY
State	CA
Zip	92064-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 306 TR 004683
Legal Subdivision	VALLE VERDE COUNTRY CLUB ESTAT
Legal Tract	004683
Legal Block	1
Legal Lot Number	306
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17020

Owner

17678 Tam O Shanter Dr is owned and occupied by two individuals who bought it in November 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 7, 2019	Grant Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Feb 10, 2015 · Amount on File
Deed Document Number	2019513103
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0000569898
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331

Mortgage

Document Number	0000311840
Date	Nov 9, 2023
Instrument	2023-0311840

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331

Mortgage

Document Number	0000070840
Date	Jan 29, 2021
Instrument	2021-0070840

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2019
Property Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331
Document Number	0000513103
Map Reference	MAP 4683
Instrument Date	Oct 15, 2019
Instrument	2019-0513103
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	17678 TAM O SHANTER DR, POWAY, CA 92064-1331

Mortgage

Document Number	0000513104
Date	Nov 7, 2019
Instrument	2019-0513104

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 17678 Tam O Shanter Dr was $11,073 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,054 (+2%) Land $559,037 Building $441,017
2025	$11,073.00 Homeowner's exemption	$980,446 Land $548,076 Building $432,370
2023	$10,553.00 (+1.7%) Homeowner's exemption	$942,377 Land $526,795 Building $415,582
2022	$10,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17678 Tam O Shanter Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17678 Tam O Shanter Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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