17576 Tam O Shanter Dr, Poway, CA 92064 Property Records

San Diego County property record for 17576 Tam O Shanter Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,550 sqft · built 1977
Lot Size	0.255 acres (11,114 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jul 2020)
Tax Bill	$11,919 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`273-135-04-00`

Property Details

APN / Parcel Number

Primary APN	`273-135-04-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Concrete
Lot Area	11,114 sqft (0.255 acres)
Lot Dimensions	130 ft deep x 90 ft wide
View / Lot	Golf Course
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17576 TAM O SHANTER DR
City	POWAY
State	CA
Zip	92064-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 297 TR 004683
Legal Subdivision	VALLE VERDE COUNTRY CLUB ESTAT
Legal Tract	004683
Legal Block	1
Legal Lot Number	297
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17020

Owner

17576 Tam O Shanter Dr is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17576 TAM O SHANTER DR, POWAY, CA 92064-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2020	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Aug 16, 2004 · Amount on File
Deed Document Number	2020354311
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17576 TAM O SHANTER DR, POWAY, CA 92064-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255310
Date	Jun 28, 2019
Instrument	2019-0255310

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2020
Property Address	17576 TAM O SHANTER DR, POWAY, CA 92064-1329
Document Number	0000354311
Instrument Date	Jun 2, 2020
Instrument	354311
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17576 TAM O SHANTER DR POWAY CA 920641329, POWAY, CA 92064-1329

Mortgage

Document Number	354312
Date	Jul 6, 2020
Instrument	354312

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 17576 Tam O Shanter Dr was $11,919 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,076,474 (+2%) Land $632,992 Building $443,482
2025	$11,919.00 Homeowner's exemption	$1,055,368 Land $620,581 Building $434,787
2023	$11,359.00 (+1.7%) Homeowner's exemption	$1,014,388 Land $596,484 Building $417,904
2022	$11,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17576 Tam O Shanter Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17576 Tam O Shanter Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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