San Diego County property record for 1765 Troy Ln, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,161 sqft · built 1977 |
| Lot Size | 0.271 acres (11,788 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,010,000 (Aug 2019) |
| Tax Bill | $12,317 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-210-23-00 |
| Primary APN | 154-210-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,161 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 11,788 sqft (0.271 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1765 TROY LN |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 8 TR 007794 |
| Legal Subdivision | OCEAN VIEW MEADOWS |
| Legal Tract | 007794 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 18504 |
Source: San Diego County records · APN 154-210-23-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1765 TROY LN, OCEANSIDE, CA 92054-5648 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 08, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 18, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Aug 19, 2019 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Dec 14, 2012 · Amount on Record |
| Deed Document Number | 2019351189 |
| Prior Transfer Date | Sep 21, 2012 |
| Prior Transfer Doc | 0000788827 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 08, 2021 |
| Property Address | 1765 TROY LN, OCEANSIDE, CA 92054-5648 |
| Document Number | 0000016827 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 16827 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1765 TROY LN OCEANSIDE CA 920545648, OCEANSIDE, CA 92054-5648 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1765 TROY LN, OCEANSIDE, CA 92054-5648 |
| Document Number | 0000326450 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1765 TROY LN OCEANSIDE CA 920545648, OCEANSIDE, CA 92054-5648 |
| Document Number | 0000326450 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 326450 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 19, 2019 |
| Property Address | 1765 TROY LN, OCEANSIDE, CA 92054-5648 |
| Document Number | 0000351189 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 351189 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,111.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2405 SARBONNE DR OCEANSIDE CA 920545737, OCEANSIDE, CA 92054-5737 |
| Document Number | 351190 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 351190 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,193,669 (+8.07%) Land $780,861 Building $412,808 | |
| 2025 | $12,317.00 (+5.2%) Homeowner's exemption | $1,104,578 (+4.04%) Land $765,550 Building $339,028 |
| 2023 | $11,708.00 (+1.55%) Homeowner's exemption | $1,061,688 Land $735,824 Building $325,864 |
| 2022 | $11,529.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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