1765 Thorneapple Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1765 Thorneapple Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,292 sqft · built 1986
Lot Size0.369 acres (16,070 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Jul 2023)
Tax Bill$10,408 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-35-326-017

Property Details

APN / Parcel Number

Primary APN19-35-326-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,292 sqft Living Area
1st Floor Area996 sqft
Basement Area996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,070 sqft (0.369 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1765 THORNEAPPLE LN
CityALGONQUIN
StateIL
Zip60102-3933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0017001 LT 20 SPRING CREEK FARMS UNIT 2 MEMO: HERNANDEZ, ADRIAN GONZALEZ/ GARCIA, YESENIA ARREOLA
Legal SubdivisionSPRING CREEK FARMS UNIT 2
Legal Block326
Legal Lot Number20
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1014
Census Tract871404

Owner

Source: McHenry County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address133 SAN JUAN RD, CARPENTERSVILLE, IL 60110-1116
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleJun 25, 2003 · Amount on Record
Deed Document Number202317001
Prior Transfer DateSep 28, 1995
Prior Transfer Doc0095043159
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 14, 2023
Property Address1765 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Document Number0000017001
Map ReferenceDOC 804017
Instrument DateJul 12, 2023
Instrument2023R0017001
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address198 POMEROY AVE, CRYSTAL LAKE, IL 60014-5950

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address133 SAN JUAN RD, CARPENTERSVILLE, IL 60110-1116

Mortgage

Document Number0000017002
DateJul 14, 2023
Instrument2023R0017002
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 5, 2053
Interest
Rate TypeAdjustable Rate
Rate7.37%
AdjustableAdjustable Rate Rider
Type Change DateAug 5, 2033
Change FrequencyAnnually
Min Rate At Change5.37%
Max Rate At Change9.37%
Index1-Year CMT
Max Rate13.3%

Mortgage

Document Number0000017003
DateJul 14, 2023
Instrument2023R0017003
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 5, 2033
Interest
Rate TypeFixed Rate
Rate7.87%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1765 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029948
DateAug 14, 2017
Instrument2017R0029948
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term444 Months
DueAug 8, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$10,408.00$133,053 (+37.73%) Land $24,655 Building $108,398$399,159 (+37.73%) Land $73,965 Building $325,194
2022$96,601 Land $22,842 Building $73,759$289,803 Land $68,526 Building $221,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Thorneapple Ln

Nearby Streets

Search Property Records by Address or Parcel Number