1745 Thorneapple Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1745 Thorneapple Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 888 sqft · built 1986
Lot Size0.204 acres (8,910 sqft)
OwnerIndividual Name on Record
Last Sale$207,500 (Jun 2020)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-35-181-013

Property Details

APN / Parcel Number

Primary APN19-35-181-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area888 sqft
Gross Area1,332 sqft
1st Floor Area888 sqft

Exterior

Year BuiltBuilt 1986
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area8,910 sqft (0.204 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address1745 THORNEAPPLE LN
CityALGONQUIN
StateIL
Zip60102-3933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0019639 LT 24 SPRING CREEK FARMS UNIT 2 MEMO: CAMPOS, GUILLERMO LUNA/ LUNA, MAIRA OLVERA
Legal Range08E
Legal Township43N
Legal Section35
Legal SubdivisionSPRING CREEK FARMS 02
Legal Block181
Legal Lot Number24
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1014
Census Tract871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1745 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2020 · Amount on Record
Deed SaleJun 3, 2020 · Amount on Record
Prior SaleJun 6, 2016 · Amount on Record
Deed Document Number0000019639
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1745 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040698
DateJul 26, 2021
Instrument2021R0040698
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term205 Months
DueAug 1, 2038
Interest
Rate TypeFixed Rate
Rate2.37%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 3, 2020
Property Address1745 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Document Number0000019639
Map ReferenceDOC 804017
Instrument DateApr 15, 2020
Instrument2020R0019639
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21011 SHELBYVILLE DRIVE, 21011, RICHMOND, IL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1527 N WINSLOWE DR, PALATINE, IL 60074-8582

Mortgage

Document Number0000019640
DateJun 3, 2020
Instrument2020R0019640
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2050
Interest
Rate3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$66,001 Land $18,689 Building $47,312$198,003 Land $56,067 Building $141,936

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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