1765 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1765 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 1975
Lot Size	0.22 acres (9,592 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2018)
Tax Bill	$7,135 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-019361`

Property Details

APN / Parcel Number

Primary APN	`02-019361`
Alternative APNs	`2019361` `019361`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,592 sqft (0.22 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	100 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	019361
Street Address	1765 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 100 SECT 2 PLAT 2 9592 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Lot Number	100
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2012
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1765 HARVEST DR, FREDERICK, MD 21702-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 28, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 17, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 26, 2018	Grant Deed, Transfer UNITED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Book / Page	12520 / 424
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 13, 2026
Property Address	1765 HARVEST DR, FREDERICK, MD 21702-3035
Document Number	1795000036
Book / Page	17953 / 36
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 HARVEST DR, FREDERICK, MD 21702-3035

Mortgage

Document Number	1795000036,
Date	Jul 13, 2026
Book Page	17953/36

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Nov 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1765 HARVEST DR, FREDERICK, MD 21702-3035
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 HARVEST DR, FREDERICK, MD 21702-3035

Mortgage

Document Number	0163440422
Date	Feb 28, 2023
Book Page	16344/422

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1765 HARVEST DR, FREDERICK, MD 21702-3035
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 HARVEST DR, FREDERICK, MD 21702-3035

Mortgage

Document Number	0155800419
Date	Dec 15, 2021
Book Page	15580/419

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 17, 2018
Property Address	1765 HARVEST DR, FREDERICK, MD 21702-3035
Document Number	0125200424
Book / Page	12520 / 0424
Map Reference	MB11 PL176
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 HARVEST DR, FREDERICK, MD 21702-3035

Mortgage

Document Number	0012520432
Date	Jul 17, 2018
Instrument	12520/432

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 26, 2018
Property Address	1765 HARVEST DR, FREDERICK, MD 21702-3035
Document Number	0122920255
Book / Page	012292 / 000255
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	UNITED TITLE

Transaction

Amount	Amount Recorded
Tax	$184.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3030 MANASSAS VA 201080912, MANASSAS, VA 20108-0912

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,800 (+4.07%)	$433,200 (+12.2%) Land $142,800 Building $290,400
2025	$7,135.00 (+25.62%)	$386,100 (+24.11%) Land $122,900 Building $263,200	$386,100 (-) Land $122,900 Building $263,200
2023	$5,680.00	$311,100	$386,100 Land $122,900 Building $263,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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