1762 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1762 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,518 sqft · built 1976
Lot Size	0.221 acres (9,642 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Aug 2021)
Tax Bill	$6,369 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-109166`

Property Details

APN / Parcel Number

Primary APN	`02-109166`
Alternative APNs	`2109166` `109166`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	768 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,642 sqft (0.221 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	109166
Street Address	1762 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 46 PLAT 3 SECT 2 1762 HARVEST DRIVE AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Lot Number	46
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2005
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1762 HARVEST DR, FREDERICK, MD 21702-3036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit NFM LENDING
Aug 11, 2021	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Book / Page	15180 / 165
Prior Transfer Date	Dec 23, 2005
Prior Transfer Doc	0057780545
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 26, 2026
Property Address	1762 HARVEST DR, FREDERICK, MD 21702-3036
Document Number	1802000213
Book / Page	18023 / 213
Instrument Date	Aug 20, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1762 HARVEST DR, FREDERICK, MD 21702-3036

Mortgage

Document Number	1802000213,
Date	Aug 26, 2026
Book Page	18023/213

Lender

Name	NFM LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2046

Interest

Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 11, 2021
Property Address	1762 HARVEST DR, FREDERICK, MD 21702-3036
Document Number	0151800165
Book / Page	15180 / 165
Map Reference	MB 12 PL 73
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1762 HARVEST DR, FREDERICK, MD 21702-3036

Mortgage

Document Number	15180172
Date	Aug 11, 2021
Instrument	15180/172

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,800 (+5.14%)	$397,200 (+15.43%) Land $142,900 Building $254,300
2025	$6,369.00 (+11.39%)	$344,100 (+27.3%) Land $123,100 Building $221,000	$344,100 (-) Land $123,100 Building $221,000
2024	$5,718.00 (+15.59%)
2023	$4,947.00	$270,300	$344,100 Land $123,100 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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