Warren County property record for 1764 Wandering Stream Way, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,263 sqft · built 2019 |
| Lot Size | 0.256 acres (11,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,870 (Apr 2020) |
| Tax Bill | $7,189 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-310-017-0 |
| Primary APN | 05-21-310-017-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 3,463 sqft |
| 1st Floor Area | 240 sqft |
| 2nd Floor Area | 1,126 sqft |
| Basement Area | 771 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,138 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 242 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315044 |
|---|---|
| Street Address | 1764 WANDERING STREAM WAY |
| City | DAYTON |
| State | OH |
| Zip | 45458-2972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC6 LOT 480 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC6 |
| Legal Block | 44 |
| Legal Lot Number | 480 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
1764 Wandering Stream Way is owned and occupied by two individuals who bought it in April 2020.
Source: Warren County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1764 WANDERING STREAM WAY, DAYTON, OH 45458-2972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Dec 10, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on File |
| Deed Sale | Apr 24, 2020 · Amount on File |
| Prior Sale | Dec 10, 2019 · Amount on File |
| Deed Document Number | 202013166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 1764 WANDERING STREAM WAY, DAYTON, OH 45458-2972 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010872 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022-010872 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 24, 2020 |
| Property Address | 1764 WANDERING STREAM WAY, CENTERVILLE, OH 45458-2972 |
| Document Number | 0000013166 |
| Map Reference | MB 97 PG 23-25 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020-013166 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1764 WANDERING STREAM WAY, CENTERVILLE, OH 45458-2972 |
| Document Number | 0000013167 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020-013167 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Dec 10, 2019 |
| Property Address | 1764 WANDERING STREAM WAY, CENTERVILLE, OH 45458-2972 |
| Document Number | 0000037961 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 37961 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $163.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1764 Wandering Stream Way was $7,189.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,189.00 | $153,000 Land $35,000 Building $118,000 | $437,130 Land $100,000 Building $337,130 |
| 2023 | $6,243.00 (+4.22%) Homeowner's exemption | $120,918 (-) Land $20,650 Building $100,268 | |
| 2022 | $5,990.00 Homeowner's exemption | $120,918 Land $20,650 Building $100,268 | $345,480 (-) Land $59,000 Building $286,480 |
| 2021 | $345,480 Land $59,000 Building $286,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1764 Wandering Stream Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1764 Wandering Stream Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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