Warren County property record for 1748 Wandering Stream Way, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,551 sqft · built 2019 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,800 (Sep 2019) |
| Tax Bill | $6,657 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-310-014-0 |
| Primary APN | 05-21-310-014-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,551 sqft Living Area |
| Gross Area | 2,971 sqft |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 977 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 11,400 sqft (0.262 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315041 |
|---|---|
| Street Address | 1748 WANDERING STREAM WAY |
| City | DAYTON |
| State | OH |
| Zip | 45458-2972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC6 LOT 477 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC6 |
| Legal Block | 41 |
| Legal Lot Number | 477 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
1748 Wandering Stream Way is owned and occupied by two individuals who bought it in September 2019.
Source: Warren County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1748 WANDERING STREAM WAY, DAYTON, OH 45458-2972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 16, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 21, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Prior Sale | May 21, 2019 · Amount on File |
| Deed Document Number | 201926735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 1748 WANDERING STREAM WAY, DAYTON, OH 45458-2972 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000009508 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021-009508 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 16, 2019 |
| Property Address | 1748 WANDERING STREAM WAY, CENTERVILLE, OH 45458-2972 |
| Document Number | 0000026735 |
| Map Reference | MB 97 PG 23-25 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2019-026735 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1748 WANDERING STREAM WAY, CENTERVILLE, OH 45458-2972 |
| Document Number | 0000026736 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019-026736 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 21, 2019 |
| Property Address | 1748 WANDERING STREAM WAY, CENTERVILLE, OH 45458-2972 |
| Document Number | 0000012987 |
| Instrument Date | May 20, 2019 |
| Instrument | 12987 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $163.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1748 Wandering Stream Way was $6,657.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,657.00 | $141,420 Land $35,000 Building $106,420 | $404,050 Land $100,000 Building $304,050 |
| 2023 | $5,747.00 (+4.43%) Homeowner's exemption | $111,087 (-) Land $20,650 Building $90,437 | |
| 2022 | $5,503.00 Homeowner's exemption | $111,087 Land $20,650 Building $90,437 | $317,390 (-) Land $59,000 Building $258,390 |
| 2021 | $317,390 Land $59,000 Building $258,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1748 Wandering Stream Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1748 Wandering Stream Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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