1764 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1764 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	3.42 acres (148,975 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (May 2019)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`017-026-017-30`

Property Details

APN / Parcel Number

Primary APN	`017-026-017-30`

Interior

Flooring	Carpet

Exterior

Lot Area	148,975 sqft (3.42 acres)

Location & Zoning

Street Address	1764 GRAY RD
City	LAPEER
State	MI
Zip	48446-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2003 SPLIT OREGON TOWNSHIP LAPEER COUNTY, MI; PARCEL D SEC 26 T8N R9E PART OF THE SW 1/4 OF SEC 26 COM AT THE W 1/4 COR OF
Legal Range	09E
Legal Township	08N
Legal Section	26
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1006
Census Tract	334500

Owner

Source: Lapeer County records · APN 017-026-017-30

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1764 GRAY RD, LAPEER, MI 48446-9121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 07, 2024	Intrafamily Transfer, Transfer
Feb 22, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jan 22, 2024	Intrafamily Transfer, Transfer LIBERTY TITLE
May 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 30, 2019	Warranty Deed, Transfer CISLO TITLE COMPANY
Oct 02, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Oct 02, 2017 · Amount on Record
Deed Document Number	20191119
Deed Book / Page	3025 / 622
Last Transfer Date	Feb 16, 2024
Transfer Doc	0033900962
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Transaction Type	Mortgage
Record Updated	Mar 05, 2026
Title Company	LIBERTY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

Mortgage

Document Number	0035030430
Date	Feb 13, 2026
Book Page	3503/430

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 01, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Mar 07, 2024
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Document Number	0033900962
Book / Page	3390 / 962
Instrument Date	Feb 10, 2024
Transaction Type	Transfer
Record Updated	May 06, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Feb 22, 2024
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Document Number	0033880603
Book / Page	3388 / 603
Instrument Date	Feb 08, 2024
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1764 GRAY RD, LAPEER, MI 48446-9121

Mortgage

Document Number	0003388606
Date	Feb 22, 2024
Instrument	3388/606

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Mortgage

Document Number	0033880606
Date	Feb 22, 2024
Book Page	3388/606

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	911 MILITARY ST, PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jan 22, 2024
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Document Number	0033840886
Book / Page	3384 / 886
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Mar 05, 2024
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 GRAY RD, LAPEER, MI 48446-9121

Mortgage

Document Number	0032000418
Date	May 05, 2021
Book Page	3200/418

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 30, 2019
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Document Number	0030250622
Book / Page	3025 / 622
Instrument Date	May 23, 2019
Instrument	1119
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5951 ENGLISH RD, SILVERWOOD, MI 48760-9401

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 02, 2017
Property Address	1764 GRAY RD, LAPEER, MI 48446-9121
Document Number	0029210341
Book / Page	2921 / 341
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6906 ENGLISH RD, SILVERWOOD, MI 48760-9402

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,300 (-2.09%)	$702,600 (-2.09%)
2025	$5,587.00 (+4.27%) Homeowner's exemption	$358,800 (+20.44%)	$717,600 (+20.44%)
2024	$5,358.00 (+10.13%)
2023		$297,900	$595,800
2022	$4,865.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 16 locations within half a mile of this property.

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