1706 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1706 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	10.8 acres (472,190 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 1995)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Sep 2022 Transfer May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-026-019-00`

Property Details

APN / Parcel Number

Primary APN	`017-026-019-00`

Interior

Flooring	Carpet

Exterior

Lot Area	472,190 sqft (10.8 acres)

Location & Zoning

Street Address	1706 GRAY RD
City	LAPEER
State	MI
Zip	48446-7795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T8N R9E THE N 318 FT OF S 936 FT OF W 1485 FT OFSW 1/4. 10.84 A.
Legal Range	09E
Legal Township	08N
Legal Section	26
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1006
Census Tract	334500

Owner

Source: Lapeer County assessment roll, APN 017-026-019-00, as of August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1706 GRAY RD, LAPEER, MI 48446-7795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Intrafamily Transfer, Transfer
May 28, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 05, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 16, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 1995 · Amount on Record
Deed Sale	Jan 16, 1995 · Amount on Record
Prior Sale	Jan 01, 1995 · Amount on Record
Deed Book / Page	886 / 785
Last Transfer Date	Sep 09, 2022
Transfer Doc	0033160690
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Sep 16, 2022
Property Address	1706 GRAY RD, LAPEER, MI 48446-7795
Document Number	0033160690
Book / Page	3316 / 690
Map Reference	LB 1 PG 189&190
Instrument Date	Sep 09, 2022
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1706 GRAY RD, 1706, LAPEER, MI 48446-7795

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1706 GRAY RD, LAPEER, MI 48446-7795

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1706 GRAY RD, LAPEER, MI 48446-7795
Transaction Type	Mortgage
Record Updated	Jul 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 GRAY RD, LAPEER, MI 48446-7795

Mortgage

Document Number	0032070081
Date	May 28, 2021
Book Page	3207/81

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 05, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1706 GRAY RD, LAPEER, MI 48446-7795
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 GRAY RD, LAPEER, MI 48446-7795

Mortgage

Document Number	0031890040
Date	Apr 05, 2021
Book Page	3189/40

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 05, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1706 GRAY RD, LAPEER, MI 48446-7795
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029410105
Date	Jan 16, 2018
Book Page	2941/105

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll as of August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,700 (-2.61%)	$387,400 (-2.61%)
2025	$2,200.00 (+4.27%) Homeowner's exemption	$198,900 (+17.41%)	$397,800 (+17.41%)
2024	$2,110.00 (+9.55%)
2023		$169,400	$338,800
2022	$1,926.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 16 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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