1764 Cunningham Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1764 Cunningham Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,560 sqft Heated Area
Lot Size	13,939 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2018)
Tax Bill	$2,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95561`
Alternative APN	`022631523500010150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Heated Area
Gross Area	3,646 sqft Gross Area
1st Floor	1,560 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Architectural Style	Mobile/Manufactured Style
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.319 acres)
Depth X Width	185 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Pool House	260 sqft Pool House
Deck Area	160 sqft Deck
Porch	Open Porch
Porch Area	530 sqft Porch
Boat Access	Boat Access
Utility Building	32 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	95561
Street Address	1764 CUNNINGHAM DR
City	SAINT CLOUD
State	FL
Zip	34771-9745
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	TOPS TERRACE PB 2 PG 041 LOT 15 & 1/54 INT LOTS A & C
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	TOPS TERRACE
Legal Tract	5235
Legal Block	1
Legal Lot Number	1,15
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1032
Census Tract	43801

Owner

Source: Osceola County records · APN 95561

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1764 CUNNINGHAM DR, SAINT CLOUD, FL 34771-9745
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2018 · Amount on Record
Deed Sale	Apr 03, 2018 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Doc Number	2018051437
Deed Book / Page	5309 / 2901
Record Refreshed	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 03, 2018
Property Address	1764 CUNNINGHAM DR, SAINT CLOUD, FL 34771-9745
Document Number	0053092901
Book / Page	005309 / 002901
Instrument Date	Mar 27, 2018
Instrument	51437
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 CUNNINGHAM DR ST CLOUD FL 347719745, ST CLOUD, FL 34771-9745

Mortgage

Document Number	53092902
Date	Apr 03, 2018
Book Page	005309/002902
Instrument	51438

Lender

Name	CAPWEST HM LNS
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 02, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,559.00 (+9.83%) Homeowner's exemption	$166,557 (+5.99%)	$262,200 (+10.26%) Land $90,000 Building $172,200
2023	$2,330.00 (+5.81%) Homeowner's exemption	$157,149 (+3%)	$237,800 (+22.89%) Land $80,000 Building $157,800
2022	$2,202.00 Homeowner's exemption	$152,572	$193,500 Land $80,000 Building $113,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.