1740 Cunningham Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1740 Cunningham Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,628 sqft Heated Area
Lot Size	23,958 sqft (0.55 acres)
Occupancy	Owner Occupied
Last Sale	$310,000 (2017)
Tax Bill	$5,607.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95555`
Alternative APN	`022631523500010100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,628 sqft Heated Area
Gross Area	2,292 sqft Gross Area
1st Floor	1,628 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	23,958 sqft (0.55 acres)
Depth X Width	185 ft x 129 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	512 sqft Pool
Shed	1 Shed
Shed Area	140 sqft Shed
Deck Area	568 sqft Deck
Porch	Open Porch
Porch Area	664 sqft Porch
Boat House	684 sqft Boat House

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	95555
Street Address	1740 CUNNINGHAM DR
City	SAINT CLOUD
State	FL
Zip	34771-9745
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TOPS TERRACE PB 2 PG 041 LOT 10 & N 1/2 LOT 11 INT IN LOTS A & C
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	TOPS TERRACE
Legal Tract	5235
Legal Block	1
Legal Lot Number	10-11
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1032
Census Tract	43801

Owner

Source: Osceola County records · APN 95555

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1740 CUNNINGHAM DR, SAINT CLOUD, FL 34771-9745
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	May 09, 2002
Deed Doc Number	2017145986
Deed Book / Page	5222 / 2138
Record Refreshed	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2017
Property Address	1740 CUNNINGHAM DR, SAINT CLOUD, FL 34771-9745
Document Number	0052222138
Book / Page	5222 / 2138
Map Reference	MB2 PG41
Instrument Date	Oct 10, 2017
Instrument	2017145986
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1740 CUNNINGHAM DR, 1740, SAINT CLOUD, FL 34771-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUMNER AVE, YONKERS, NY 10704-1904

Mortgage

Document Number	0052222142
Date	Oct 12, 2017
Instrument	5222/2142

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,607.00 (+12.21%) Homeowner's exemption	$382,780 (+10.82%)	$402,400 (+16.5%) Land $99,000 Building $303,400
2023	$4,997.00 (+5.02%) Homeowner's exemption	$345,400 (+10.32%) Land $88,000 Building $257,400	$345,400 (+10.32%) Land $88,000 Building $257,400
2022	$4,758.00	$313,100 Land $88,000 Building $225,100	$313,100 Land $88,000 Building $225,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.