17602 Simms Rd, Odessa, FL 33556 Property Records

Hillsborough County property record for 17602 Simms Rd, Odessa, FL 33556 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,251 sqft · built 1986
Lot Size	0.552 acres (24,070 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Dec 2025)
Tax Bill	$7,272 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0009875044`

Property Details

APN / Parcel Number

Primary APN	`0009875044`
Alternative APN	`U14271700N000002000150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,251 sqft Heated Area
1st Floor Area	2,251 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,070 sqft (0.552 acres)
Lot Dimensions	166 ft deep x 145 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	614 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0009875044
Street Address	17602 SIMMS RD
City	ODESSA
State	FL
Zip	33556-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDAWOODS SUBDIVISION LOT 15 BLOCK 2
Legal Range	17E
Legal Township	27S
Legal Section	14
Legal Subdivision	LINDAWOODS SUBDIVISION
Legal Block	2
Legal Lot Number	15
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2003
Census Tract	11504

Owner

Source: Hillsborough County records · APN 0009875044

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5919 FITZGERALD RD, ODESSA, FL 33556-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 05, 2018	Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	2025535103
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	17602 SIMMS RD, ODESSA, FL 33556-4715
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17602 SIMMS RD, ODESSA, FL 33556-4715

Mortgage

Document Number	0000070519
Date	Feb 19, 2024
Instrument	2024070519

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2039

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	17602 SIMMS RD, ODESSA, FL 33556-4715
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17602 SIMMS RD, ODESSA, FL 33556-4715

Mortgage

Document Number	0000301371
Date	Jun 16, 2021
Instrument	2021301371

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	May 01, 2048

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 19, 2025
Property Address	17602 SIMMS RD, ODESSA, FL 33556-4715
Document Number	0000535103
Map Reference	MB 49 PG 9
Instrument Date	Dec 17, 2025
Instrument	2025535103
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	UNKNOWN, BAXTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14955 58TH ST N, CLEARWATER, FL 33760-2344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5919 FITZGERALD RD, ODESSA, FL 33556-2355

Mortgage

Document Number	0000535104
Date	Dec 19, 2025
Instrument	2025535104

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 13, 2022
Property Address	17602 SIMMS RD, ODESSA, FL 33556-4715
Document Number	0000297404
Map Reference	MB 49 PG 9
Instrument Date	May 27, 2022
Instrument	2022297404
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	COASTAL HOME TITLE LLC, COASTAL KEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5753 HIGHWAY 85 N, CRESTVIEW, FL 32536-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17602 SIMMS RD, ODESSA, FL 33556-4715

Mortgage

Document Number	0000297405
Date	Jun 13, 2022
Instrument	2022297405

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 05, 2018
Property Address	17602 SIMMS RD, ODESSA, FL 33556-4715
Document Number	0000047454
Book / Page	25537 / 0344
Map Reference	MB49 PG9
Instrument Date	Jan 31, 2018
Instrument	2018047454
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	FIRST AMER TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 CEDAR LAKE RD, 310, NEWFIELD, NJ 08344-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17602 SIMMS RD, ODESSA, FL 33556-4715

Mortgage

Document Number	0000047455
Date	Feb 05, 2018
Instrument	2018047455

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,272.00 (-11.58%) Homeowner's exemption	$396,945 (-7.87%)	$473,459 (+9.89%) Land $166,805 Building $306,654
2023	$8,224.00 (+348.91%)	$430,857 (+272.77%) Land $142,976 Building $287,881	$430,857 (+9.54%) Land $142,976 Building $287,881
2022	$1,832.00 Homeowner's exemption	$115,584	$393,338 Land $119,146 Building $274,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 75 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	24 (1987–2024)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 6 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 505 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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