17709 Simms Rd, Odessa, FL 33556 Property Records

Hillsborough County property record for 17709 Simms Rd, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,138 sqft · built 1998
Lot Size	1.6 acres (69,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (May 2018)
Tax Bill	$8,234 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000987-5248`

Property Details

APN / Parcel Number

Primary APN	`000987-5248`
Alternative APN	`U14271700P000000000240`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,138 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	3,138 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,813 sqft
Lot Dimensions	281 ft deep x 152 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0009875248
Street Address	17709 SIMMS RD
City	ODESSA
State	FL
Zip	33556-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	LAKES OF KEYSTONE LOT 24 AND AN UNDIVIDED IN PARCEL A
Legal Range	17E
Legal Township	27S
Legal Section	14
Legal Subdivision	LAKES OF KEYSTONE
Legal Tract	P
Legal Lot Number	24
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2004
Census Tract	11504

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17709 SIMMS RD, ODESSA, FL 33556-4757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LNDG LLC
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANFLIGHT LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Nov 12, 1998 · Amount on Record
Deed Document Number	2018183232
Deed Book / Page	25752 / 1960
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	17709 SIMMS RD, ODESSA, FL 33556-4757
Document Number	0000159748
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17709 SIMMS RD ODESSA FL 335564757, ODESSA, FL 33556-4757

Mortgage

Document Number	0000159748
Date	Apr 14, 2020
Instrument	159748

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 8, 2018
Property Address	17709 SIMMS RD, ODESSA, FL 33556-4757
Document Number	0257521960
Book / Page	025752 / 001960
Instrument Date	May 1, 2018
Instrument	183232
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17709 SIMMS RD ODESSA FL 335564757, ODESSA, FL 33556-4757

Mortgage

Document Number	257521962
Date	May 8, 2018
Book Page	025752/001962
Instrument	183233

Lender

Name	LOANFLIGHT LNDG LLC
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,640 (+2.7%)	$808,063 (-0.88%) Land $319,763 Building $488,300
2025	$8,234.00 (+11.65%) Homeowner's exemption	$449,503 (+5.99%)	$815,235 (+10.72%) Land $319,763 Building $495,472
2023	$7,375.00 (+5.09%) Homeowner's exemption	$424,112 (+3%)	$736,315 (-5.11%) Land $274,083 Building $462,232
2022	$7,018.00 Homeowner's exemption	$411,759	$775,936 Land $274,083 Building $501,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	24 (1987–2024)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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