1760 Joybrook Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1760 Joybrook Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,288 sqft · built 2003
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Aug 2016)
Tax Bill	$2,434 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2325-00B00-0120`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2325-00B00-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,288 sqft Heated Area
Gross Area	3,227 sqft
1st Floor Area	2,792 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	1,000 ft deep x 750 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	242S27232500B000120
Street Address	1760 JOYBROOK RD
City	NAVARRE
State	FL
Zip	32566-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MAGNOLIA HARBOR LOT 12 BLK B AS DES IN OR 3552 PG 459
Legal Range	27W
Legal Township	02S
Legal Section	24
Legal Subdivision	MAGNOLIA HARBOR
Legal Block	B
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2004
Census Tract	10824

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1760 JOYBROOK RD, NAVARRE, FL 32566-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on Record
Deed Sale	Aug 30, 2016 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Document Number	201634550
Deed Book / Page	3552 / 0459
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1760 JOYBROOK RD, NAVARRE, FL 32566-7301
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 JOYBROOK RD, NAVARRE, FL 32566-7301

Mortgage

Document Number	0042301445
Date	Jan 7, 2022
Book Page	4230/1445
Instrument	202201181

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1760 JOYBROOK RD, NAVARRE, FL 32566-7301
Document Number	0038290622
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1760 JOYBROOK RD NAVARRE FL 325667301, NAVARRE, FL 32566-7301

Mortgage

Document Number	0038290622
Date	May 15, 2019
Book Page	003829/000622
Instrument	20006

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2029

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,434.00 (+2.44%) Homeowner's exemption	$233,537 (+3%)	$360,068 (-2.18%) Land $80,000 Building $280,068
2023	$2,376.00 (+2.81%) Homeowner's exemption	$226,735 (+3%)	$368,111 (+14.49%) Land $90,250 Building $277,861
2022	$2,311.00 Homeowner's exemption	$220,131	$321,534 Land $47,500 Building $274,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	23 (2004–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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