1748 Joybrook Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1748 Joybrook Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 2017
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$438,000 (Sep 2025)
Tax Bill	$3,152 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2325-00B00-0090`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2325-00B00-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Heated Area
Gross Area	2,941 sqft
1st Floor Area	2,544 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	1,000 ft deep x 750 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	397 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	242S27232500B000090
Street Address	1748 JOYBROOK RD
City	NAVARRE
State	FL
Zip	32566-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MAGNOLIA HARBOR LOT 9 BLK B AS DES IN OR 4038 PG 59
Legal Range	27W
Legal Township	02S
Legal Section	24
Legal Subdivision	MAGNOLIA HARBOR
Legal Block	B
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2004
Census Tract	10824

Owner

1748 Joybrook Rd is owned and occupied by an individual who bought it in September 2025.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1748 JOYBROOK RD, NAVARRE, FL 32566-7301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Dec 6, 2017	Warranty Deed, Transfer · VA Mortgage USAA
May 15, 2017	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Document Number	202540537
Deed Book / Page	4653 / 1184
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 4, 2020
Property Address	1748 JOYBROOK RD, NAVARRE, FL 32566-7301
Document Number	0040380059
Book / Page	4038 / 59
Map Reference	MB G PG 96
Instrument Date	Dec 3, 2020
Instrument	202065164
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1748 JOYBROOK RD, 1748, NAVARRE, FL 32566-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 JOYBROOK RD, NAVARRE, FL 32566-7301

Mortgage

Document Number	0000403861
Date	Dec 4, 2020
Instrument	4038/61

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 6, 2017
Property Address	1748 JOYBROOK RD, NAVARRE, FL 32566-7301
Document Number	0036840567
Book / Page	003684 / 000567
Instrument Date	Nov 27, 2017
Instrument	50145
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1748 JOYBROOK RD NAVARRE FL 325667301, NAVARRE, FL 32566-7301

Mortgage

Document Number	36840572
Date	Dec 6, 2017
Book Page	003684/000572
Instrument	50147

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 15, 2017
Property Address	1748 JOYBROOK RD, NAVARRE, FL 32566-7301
Document Number	0036240161
Book / Page	003624 / 000161
Instrument Date	May 15, 2017
Instrument	19096
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EQUITY WAY WESTLAKE OH 441451050, WESTLAKE, OH 44145-1050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,152.00 (+2.11%) Homeowner's exemption	$298,363 (+3%)	$356,168 (-2.14%) Land $80,000 Building $276,168
2023	$3,087.00 (+2.63%) Homeowner's exemption	$289,673 (+3%)	$363,974 (+15.01%) Land $90,250 Building $273,724
2022	$3,008.00 Homeowner's exemption	$281,236	$316,474 Land $47,500 Building $268,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1748 Joybrook Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	23 (2004–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1748 Joybrook Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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