Stearns County property record for 1748 Cypress Rd, Saint Cloud, MN 56303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,085 sqft Living Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2026) |
| Tax Bill | $3,392.00 (2026) |
| Primary APN | 82-52629-0397 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,085 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Width | 110 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 1748 CYPRESS RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 013 BLK 003 WESTWOOD PARK THREE SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 06 |
| Legal Subdivision | WESTWOOD PARK THREE |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 1002 |
Source: Stearns County records · APN 82-52629-0397
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1748 CYPRESS RD, SAINT CLOUD, MN 56303-0521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC |
| May 29, 2019 | Warranty Deed, Transfer |
| Sep 21, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | May 29, 2019 · Amount on Record |
| Deed Doc Number | 20261715881 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 26, 2026 |
| Property Address | 1748 CYPRESS RD, SAINT CLOUD, MN 56303-0521 |
| Document Number | 0001715881 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261715881 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,323.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1748 CYPRESS RD, SAINT CLOUD, MN 56303-0521 |
| Document Number | 0001715882, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20261715882 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Number | 0001715883, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20261715883 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 01, 2036 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 29, 2019 |
| Property Address | 1748 CYPRESS RD, SAINT CLOUD, MN 56303-0521 |
| Document Number | 00A1544373 |
| Instrument Date | May 08, 2019 |
| Instrument | A1544373 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1748 CYPRESS RD, SAINT CLOUD, MN 56303-0521 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 21, 2018 |
| Property Address | 1748 CYPRESS RD, SAINT CLOUD, MN 56303-0521 |
| Document Number | 00A1529769 |
| Instrument Date | Aug 28, 2018 |
| Instrument | A1529769 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5402, MINNEAPOLIS, MN 55416 |
| Investor | Possibly a Property Investor |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,392.00 (+29.66%) | ||
| 2025 | $249,400 (+5.95%) Land $60,000 Building $189,400 | $249,400 (+5.95%) Land $60,000 Building $189,400 | |
| 2023 | $2,616.00 | $235,400 Land $45,000 Building $190,400 | $235,400 Land $45,000 Building $190,400 |
1748 Cypress Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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