176 Vernon St, Warwick, RI 02889 Property Records

Warwick City property record for 176 Vernon St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,951 sqft · built 1966
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$168,500 (Feb 2013)
Tax Bill$7,159 (2025)
Deeds & MortgagesApr 2024 Refinance
Jun 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN32900140000

Property Details

APN / Parcel Number

Primary APN32900140000
Alternative APNs
  • WARW M:329 B:0014 L:0000
  • 145752
  • 140414
  • 24484

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,951 sqft Living Area
Gross Area4,057 sqft
1st Floor Area966 sqft
Basement Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,600 sqft (0.22 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number145752
Street Address176 VERNON ST
CityWARWICK
StateRI
Zip02889-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block14
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3022
Census Tract21402

Owner

176 Vernon St is owned and occupied by an individual who acquired it in August 2022.

Source: Warwick City records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address176 VERNON ST, WARWICK, RI 02889-2417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NEW AMERICAN FUNDING
Jun 25, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
SPRING EQ LLC
Aug 2, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
D KEY
Jul 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2013 · Amount on File
Deed SaleFeb 28, 2013 · Amount on File
Prior SaleFeb 13, 2012 · Amount on File
Deed Book / Page7905 / 90
Last Transfer DateAug 2, 2022
Transfer Doc010184-193
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address176 VERNON ST, WARWICK, RI 02889-2417
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number010483-243
DateApr 29, 2024
Book Page10483/243
Instrument3922
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2054

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address176 VERNON ST, WARWICK, RI 02889-2417
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0010514-18
DateJun 25, 2024
Book Page10514/18
Instrument6205
Lender
NameSPRING EQ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2054

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateAug 2, 2022
Property Address176 VERNON ST, WARWICK, RI 02889-2417
Document Number010184-193
Book / Page10184 / 193
Instrument DateAug 2, 2022
Instrument11079
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 VERNON ST, WARWICK, RI 02889-2417

Mortgage

Document Number0000011080
DateAug 2, 2022
Instrument11080
Lender
NameD KEY
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateJul 19, 2019
Property Address176 VERNON ST, WARWICK, RI 02889-2417
Document Number9311-222
Book / Page009311 / 000222
Instrument DateJul 2, 2019
Instrument9679
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 VERNON ST WARWICK RI 028892417, WARWICK, RI 02889-2417

Tax Assessment & Valuation

The 2025 property tax bill for 176 Vernon St was $7,159.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,159.00$563,700 Land $108,700 Building $455,000
2023$6,640.00 (-1.91%)$467,900 (+29.47%) Land $94,500 Building $373,400
2022$6,769.00$361,400 Land $67,600 Building $293,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 176 Vernon St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1978–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 176 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Vernon St

Nearby Streets

Search Property Records by Address or Parcel Number