151 Vernon St, Warwick, RI 02889 Property Records

Warwick City property record for 151 Vernon St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,093 sqft · built 1967
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jan 2017)
Tax Bill$4,599 (2025)
Deeds & MortgagesDec 2022 Refinance
May 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN32900550000

Property Details

APN / Parcel Number

Primary APN32900550000
Alternative APNs
  • WARW M:329 B:0055 L:0000
  • 100141872

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,093 sqft Living Area
Gross Area2,629 sqft
1st Floor Area1,093 sqft
Basement Area1,056 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100141872
Street Address151 VERNON ST
CityWARWICK
StateRI
Zip02889-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block55
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1041
Census Tract21402

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address151 VERNON ST, WARWICK, RI 02889-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
May 15, 2024Deed of Trust, Mortgage · Line of Credit
BANK RHODE ISLAND
Nov 12, 2020Deed of Trust, Mortgage · ARM
NFM LENDING
Jan 17, 2017Warranty Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Prior SaleMar 24, 2008 · Amount on Record
Deed Document Number2017655
Deed Book / Page8743 / 243
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address151 VERNON ST, WARWICK, RI 02889-2435
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010265-28
DateDec 29, 2022
Book Page10265/28
Instrument17755
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueJan 1, 2047

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address151 VERNON ST, WARWICK, RI 02889-2435
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010492-274
DateMay 15, 2024
Book Page10492/274
Instrument4644
Lender
NameBANK RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJun 1, 2064
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address151 VERNON ST, WARWICK, RI 02889-2435
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9666-215
DateNov 12, 2020
Book Page9666/215
Instrument17880
Lender
NameNFM LENDING
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 17, 2017
Property Address151 VERNON ST, WARWICK, RI 02889-2435
Document Number8743-243
Book / Page8743 / 243
Instrument655
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$37.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number87430245
DateJan 17, 2017
Instrument08743/0245
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,599.00 (+6.43%)$362,100 (+18.92%) Land $104,500 Building $257,600
2024$386,935
2023$4,321.00 (+2.59%)$304,500 (+35.39%) Land $90,900 Building $213,600
2022$4,212.00$224,900 Land $62,900 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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