176 Summit St, Englewood, NJ 07631 Property Records

Bergen County and Englewood City property record for 176 Summit St, Englewood, NJ 07631

Property Summary

Property Type	Single Family Home
Details	2,781 sqft · built 1968
Lot Size	0.289 acres (12,602 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 1998)
Tax Bill	$21,033 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03501-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`15-03501-0000-00040`
Alternative APN	`150350100040`

Interior

Stories	2 Stories
Building Area	2,781 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached

Location & Zoning

Street Address	176 SUMMIT ST
City	ENGLEWOOD
State	NJ
Zip	07631-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	90X140
Legal Block	3501
Legal Lot Number	40
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD
Census Block Group	1
Census Block	1002
Census Tract	15500

Owner

176 Summit St is owned and occupied by two individuals who bought it in March 1998.

Source: Bergen County and Englewood City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 SUMMIT ST, ENGLEWOOD, NJ 07631-4728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 1998 · Amount on File
Deed Sale	Mar 10, 1998 · Amount on File
Deed Document Number	199833204
Deed Book / Page	8049 / 607
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 SUMMIT ST, ENGLEWOOD, NJ 07631-4728
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040720875
Date	Apr 13, 2021
Book Page	4072/875
Instrument	2021054709

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 176 Summit St was $21,033, up 1.4% from the year before.

Source: Bergen County and Englewood City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood City
Unified School District	Englewood City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,000 (-) Land $421,400 Building $253,600	$675,000 (-) Land $421,400 Building $253,600
2025	$21,033.00 (+1.4%)	$675,000 Land $421,400 Building $253,600	$675,000 Land $421,400 Building $253,600
2024	$20,742.00
2023		$675,000 Land $421,400 Building $253,600	$675,000 Land $421,400 Building $253,600
2022	$19,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20