Bergen County and Englewood City property record for 170 Summit St, Englewood, NJ 07631
| Property Type | Single Family Home |
|---|---|
| Details | 3,118 sqft · built 1968 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Dec 2007) |
| Tax Bill | $27,788 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03501-0000-00039 |
| Primary APN | 15-03501-0000-00039 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,118 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Street Address | 170 SUMMIT ST |
|---|---|
| City | ENGLEWOOD |
| State | NJ |
| Zip | 07631-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 90X140 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 3501 |
| Legal Lot Number | 39 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15500 |
170 Summit St is owned and occupied by two individuals who bought it in December 2007.
Source: Bergen County and Englewood City records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVER COMMUNITY BANK |
| Sep 28, 2017 | Deed of Trust, Mortgage TWO RIVER COMMUNITY BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK |
| May 26, 2021 | Deed of Trust, Mortgage TWO RIVER COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2007 · Amount on File |
| Deed Sale | Dec 21, 2007 · Amount on File |
| Prior Sale | Jul 1, 1997 · Amount on File |
| Deed Document Number | 2007136875 |
| Deed Book / Page | 9468 / 198 |
| Prior Transfer Date | Dec 9, 1996 |
| Prior Transfer Doc | 0000016352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Document Number | 0051690866 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 5169/866 |
| Instrument | 2024005986 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0027350118 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 02735/0118 |
| Instrument | 17-072395 |
| Name | TWO RIVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0027350130 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 02735/0130 |
| Instrument | 17-072395.01 |
| Name | TWO RIVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, NJ 07748 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040950153 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4095/153 |
| Instrument | 2021061737 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040950142 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4095/142 |
| Instrument | 2021061736 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 170 SUMMIT ST, ENGLEWOOD, NJ 07631-4728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041700643 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 4170/643 |
| Instrument | 2021084274 |
| Name | TWO RIVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, NJ 07748 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 170 Summit St was $27,788, up 1.4% from the year before.
Source: Bergen County and Englewood City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood City |
| Unified School District | Englewood City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $891,800 (-) Land $400,300 Building $491,500 | $891,800 (-) Land $400,300 Building $491,500 | |
| 2025 | $27,788.00 (+1.4%) | $891,800 Land $400,300 Building $491,500 | $891,800 Land $400,300 Building $491,500 |
| 2024 | $27,405.00 | ||
| 2023 | $891,800 Land $400,300 Building $491,500 | $891,800 Land $400,300 Building $491,500 | |
| 2022 | $26,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 32 (1979–2024) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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