176 S 1st Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 176 S 1st Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1945
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Dec 2000)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1046-602-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-602-04-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	176 S 1ST AVE
City	UPLAND
State	CA
Zip	91786-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N W STOWELLS SUB LOT 27 BLK 633
Legal Subdivision	N W STOWELLS SUBDIVISION
Legal Block	633
Legal Lot Number	27
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2006
Census Tract	904

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 S 1ST AVE, UPLAND, CA 91786-6647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2000 · Amount on Record
Deed Sale	Dec 20, 2000 · Amount on Record
Prior Sale	Oct 19, 2000 · Amount on Record
Deed Document Number	2000467526
Prior Transfer Date	Jan 28, 1999
Prior Transfer Doc	0000040225
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	176 S 1ST AVE, UPLAND, CA 91786-6647
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PREMIUM TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 S 1ST AVE, UPLAND, CA 91786-6647

Mortgage

Document Number	0000008341
Date	Jan 9, 2019
Instrument	2019-0008341

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	176 S 1ST AVE, UPLAND, CA 91786-6647
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361759
Date	Oct 8, 2019
Instrument	2019-0361759

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	176 S 1ST AVE, UPLAND, CA 91786-6647
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 S 1ST AVE, UPLAND, CA 91786-6647

Mortgage

Document Number	0000362865
Date	Sep 25, 2020
Instrument	2020-0362865

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$184,443 (+2%) Land $61,482 Building $122,961
2025	$2,185.00 (+5.35%)	$180,826 (+4.04%) Land $60,276 Building $120,550
2023	$2,074.00 (-1.98%)	$173,804 Land $57,935 Building $115,869
2022	$2,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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