Hampshire County and Northampton City property record for 176 Prospect Ave, Northampton, MA 01060
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 4,082 sqft · built 1900 |
| Lot Size | 0.964 acres (41,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2002) |
| Tax Bill | $13,327 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| APN | NHAM M:018C B:0059 L:0001 |
| Primary APN | NHAM M:018C B:0059 L:0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,082 sqft Living Area |
| Gross Area | 4,407 sqft |
| 1st Floor Area | 763 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 41,987 sqft (0.964 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 176 PROSPECT AVE |
|---|---|
| City | NORTHAMPTON |
| State | MA |
| Zip | 01060-1630 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | URB |
| Legal Block | 59 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 821601 |
176 Prospect Ave, a duplex, is owned and occupied by two individuals who bought it in October 2002.
Source: Hampshire County and Northampton City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 PROSPECT AVE, NORTHAMPTON, MA 01060-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2002 · Amount on File |
| Deed Sale | Oct 9, 2002 · Amount on File |
| Prior Sale | Apr 18, 1997 · Amount on File |
| Deed Book / Page | 6824 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 176 PROSPECT AVE, NORTHAMPTON, MA 01060-1630 |
| Document Number | 12869-44 |
| Book / Page | 012869 / 000044 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12869-44 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 012869/000044 |
| Instrument | 17 |
| Name | FLORENCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 176 Prospect Ave was $13,327.
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,327.00 | $956,700 Land $257,400 Building $699,300 | $882,497 |
| 2023 | $14,476.00 | $913,900 Land $213,400 Building $700,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 176 Prospect Ave; there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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